4101 Shadow Oak Ln, Austin, TX 78746 Property Records

Travis County property record for 4101 Shadow Oak Ln, Austin, TX 78746

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,837 sqft · built 1988
Lot Size	0.86 acres (37,462 sqft)
Owner	Owner Name on Record
Tax Bill	$21,421 (2024)
Deeds & Mortgages	Aug 2025 Line of Credit Sep 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0129110404`

Property Details

APN / Parcel Number

Primary APN	`0129110404`
Alternative APNs	`01291104040000` `124932`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,837 sqft Living Area
Gross Area	4,615 sqft
1st Floor Area	2,923 sqft
2nd Floor Area	914 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	37,462 sqft (0.86 acres)
Garage Type	Attached
Garage Area	778 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	60 sqft
Patio Area	1,102 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	124932
Old Parcel Number	01291104040000
Street Address	4101 SHADOW OAK LN
City	AUSTIN
State	TX
Zip	78746-1263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 ROCKCLIFF ESTATES SUBD
Legal Subdivision	ROCKCLIFF ESTATES SUBD
Legal Lot Number	16
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	2
Census Block	2019
Census Tract	1912

Owner

Source: Travis County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	4101 SHADOW OAK LN, AUSTIN, TX 78746-1263
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 16, 2020	Deed of Trust, Mortgage · Line of Credit UNITED HERITAGE CU
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHSTAR BANK SSB
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED HERITAGE CU
Jan 23, 2017	Deed of Trust, Mortgage · Line of Credit UNITED HERITAGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2013
Deed Sale	Oct 10, 2013
Prior Sale	Aug 19, 2009
Deed Document Number	2013186288
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	4101 SHADOW OAK LN, AUSTIN, TX 78746-1263
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 SHADOW OAK LN, AUSTIN, TX 78746-1263

Mortgage

Document Number	0000091801
Date	Aug 19, 2025
Instrument	2025091801

Lender

Name	PNC BANK NA
Type	Bank
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 20, 2065

Interest

Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	4101 SHADOW OAK LN, AUSTIN, TX 78746-1263
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000170467
Date	Sep 16, 2020
Instrument	2020170467

Lender

Name	UNITED HERITAGE CU
Type	Credit Union
Address	AUSTIN, TX 78758

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 5, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	4101 SHADOW OAK LN, AUSTIN, TX 78746-1263
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033809
Date	Mar 2, 2020
Instrument	2020033809

Lender

Name	SOUTHSTAR BANK SSB
Type	Bank
Address	MOULTON, TX 77975

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	4101 SHADOW OAK LN, AUSTIN, TX 78746-1263
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	SELECT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000123984
Date	Jun 3, 2021
Instrument	2021123984

Lender

Name	UNITED HERITAGE CU
Type	Credit Union
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 5, 2036

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	4101 SHADOW OAK LN, AUSTIN, TX 78746-1263
Document Number	0000019045
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Feb 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4101 SHADOW OAK LN AUSTIN TX 787461263, AUSTIN, TX 78746-1263

Mortgage

Document Number	0000019045
Date	Feb 1, 2017
Instrument	19045

Lender

Name	UNITED HERITAGE CU
Type	Credit Union
Address	AUSTIN, TX 78758

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 31, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Travis County
Unified School District	Eanes Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,861,164 (-31.71%) Land $1,555,962 Building $913,108	$2,469,070 (-9.4%) Land $1,555,962 Building $913,108
2024	$21,421.00 (+10.85%)
2023		$2,725,296 Land $1,500,000 Building $1,225,296	$2,725,296 Land $1,500,000 Building $1,225,296
2022	$19,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	17 (1981–2018)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Oct 2018 · Severe Storms And Flooding
Claims by Event	Severe Thunderstorms, Dec 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOOP 360 WSC serves 1,743 people · EPA ID TX2270242
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Western Broadband.

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