Highlands County property record for 4101 Santa Barbara Dr, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,961 sqft · built 1979 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (May 2026) |
| Tax Bill | $1,854 (2024) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jan 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C015804000100090 |
| Primary APN | C015804000100090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,961 sqft Living Area |
| Gross Area | 2,402 sqft |
| 1st Floor Area | 1,961 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 378 sqft |
| Deck Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4101 SANTA BARBARA DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-1363 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FAIRWAY LAKE EST SEC 1 PB 12 PG 39 LOT 9 BLK 1 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 01 |
| Legal Subdivision | FAIRWAY LAKE EST |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 961301 |
4101 Santa Barbara Dr is owned and occupied by an individual who bought it in May 2026.
Source: Highlands County records, as of May 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4101 SANTA BARBARA DR, SEBRING, FL 33875-1363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2026 | Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORPORATION |
| Jan 11, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK |
| Feb 3, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on File |
| Deed Sale | May 12, 2026 · Amount on File |
| Prior Sale | Aug 26, 2021 · Amount on File |
| Deed Document Number | 20262312605 |
| Deed Book / Page | 3192 / 344 |
| Prior Transfer Date | Feb 22, 2008 |
| Prior Transfer Doc | 0001493900 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 12, 2026 |
| Property Address | 4101 SANTA BARBARA DR, SEBRING, FL 33875-1363 |
| Document Number | 0002312605 |
| Book / Page | 3192 / 344 |
| Instrument Date | May 8, 2026 |
| Instrument | 2026.2312605 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Title Company | WHEATLAND TITLE, HEARTLAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4101 SANTA BARBARA DR, SEBRING, FL 33875-1363 |
| Document Number | 0002312606, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 2026.2312606 |
| Name | LEADER ONE FINANCIAL CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jan 11, 2024 |
| Property Address | 4101 SANTA BARBARA DR, SEBRING, FL 33875-1363 |
| Document Number | 0002185548 |
| Book / Page | 3019 / 1951 |
| Map Reference | MB 12 PG 39 |
| Instrument Date | Jan 11, 2024 |
| Instrument | 2185548 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4101 SANTA BARBARA DR, SEBRING, FL 33875-1363 |
| Name | Verified Name |
|---|---|
| Address | 127 ROSEMARY AVE, SEBRING, FL 33875-6527 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 26, 2021 |
| Property Address | 4101 SANTA BARBARA DR, SEBRING, FL 33875-1363 |
| Document Number | 0002050743 |
| Book / Page | 2846 / 1589 |
| Map Reference | MB 12 PG 39 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 2050743 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,676.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4101 SANTA BARBARA DR, 4101, SEBRING, FL 33875-1363 |
| Name | Verified Name |
|---|---|
| Address | 4101 SANTA BARBARA DR, SEBRING, FL 33875-1363 |
| Document Number | 0028461591 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2846/1591 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4101 SANTA BARBARA DR, SEBRING, FL 33875-1363 |
| Document Number | 0001842056 |
| Book / Page | 002565 / 001532 |
| Instrument Date | Feb 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4101 SANTA BARBARA DR SEBRING FL 338751363, SEBRING, FL 33875-1363 |
| Document Number | 0001842056 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 002565/001532 |
| Instrument | 1842056 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 9, 2047 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $155,663 | $220,749 Land $30,000 Building $190,749 | |
| 2024 | $1,854.00 | ||
| 2023 | Homeowner's exemption | $146,870 (+3%) | $220,968 (+17.12%) Land $24,000 Building $196,968 |
| 2022 | Homeowner's exemption | $142,592 | $188,668 Land $24,000 Building $164,668 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4101 Santa Barbara Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 6 (2004–2025) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4101 Santa Barbara Dr is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE JOSEPHINE HEIGHTS private · serves 1,325 people · EPA ID FL6280162 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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