Carter County property record for 4101 S State Hwy 7, Grayson, KY 41143
| Property Type | Single Family Home |
|---|---|
| Details | 1,924 sqft |
| Lot Size | 22 acres (958,320 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Jan 2022) |
| Tax Bill | $434 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit May 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 097-00-00-080.00 |
| Primary APN | 097-00-00-080.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,924 sqft Building Perimeter |
| Lot Area | 958,320 sqft (22 acres) |
|---|---|
| View / Lot | Waterfront - Canal |
| Total Buildings | 2 Buildings |
| Account Number | 24154 |
|---|---|
| Street Address | 4101 S STATE HIGHWAY 7 |
| City | GRAYSON |
| State | KY |
| Zip | 41143-7252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE, COMMERCIAL BLDGS, & FARM |
| Jurisdiction | CARTER KY |
| Township / Civil Division | WILLARD |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 960700 |
4101 S State Hwy 7 is owned and occupied by an individual who bought it in January 2022.
Source: Carter County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4101 S STATE HIGHWAY 7, GRAYSON, KY 41143-7252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Line of Credit THE COMMERCIAL BANK OF GRAYSON |
| May 28, 2021 | Deed of Trust, Mortgage · Line of Credit THE COMMERCIAL BANK OF GRAYSON |
| Aug 2, 2013 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2022 · Amount on File |
| Deed Sale | Jan 5, 2022 · Amount on File |
| Prior Sale | Aug 2, 2013 · Amount on File |
| Deed Document Number | 2022540097 |
| Deed Book / Page | 469 / 628 |
| Prior Transfer Date | Jul 30, 2013 |
| Prior Transfer Doc | 0OR310/275 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 4101 S STATE HIGHWAY 7, GRAYSON, KY 41143-7252 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4101 S STATE HIGHWAY 7, GRAYSON, KY 41143-7252 |
| Document Number | 0OR455/262 |
|---|---|
| Date | May 28, 2021 |
| Book Page | OR455/262 |
| Instrument | 507215 |
| Name | THE COMMERCIAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | GRAYSON, KY 41143 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Jun 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER KY |
| Property Address | 4101 S STATE HIGHWAY 7, GRAYSON, KY 41143-7252 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4101 S STATE HIGHWAY 7, GRAYSON, KY 41143-7252 |
| Document Number | OR455/262 |
|---|---|
| Date | May 28, 2021 |
| Book Page | OR455/262 |
| Instrument | 507215 |
| Name | THE COMMERCIAL BANK OF GRAYSON |
|---|---|
| Type | Bank |
| Address | GRAYSON, KY 41143 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Jun 1, 2028 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Aug 2, 2013 |
| Property Address | 4101 S STATE HIGHWAY 7, GRAYSON, KY 41143-7252 |
| Document Number | 0OR310/275 |
| Book / Page | OR310 / 275 |
| Instrument Date | Jul 30, 2013 |
| Instrument | 345324 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4101 S STATE HIGHWAY 7, GRAYSON, KY 41143-7252 |
| Name | Verified Name |
|---|---|
| Address | 2948 STATE HIGHWAY 1661, GRAYSON, KY 41143-7113 |
The 2025 property tax bill for 4101 S State Hwy 7 was $434 with a homeowner's exemption.
Source: Carter County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Unified School District | Carter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $434.00 | $100,000 | $100,000 |
| 2023 | $462.00 Homeowner's exemption | $100,000 | $100,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4101 S State Hwy 7 in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 22 (1978–2025) |
| Claims Outside the SFHA | 9 of 22 |
| Most Recent Claim | Feb 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4101 S State Hwy 7 is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Foothills Communications Fiber | 1,000 / 1,000 |
| Optimum Cable | 500 / 20 |
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