4101 Rd 21, Cortez, CO 81321 Property Records

Montezuma County property record for 4101 Rd 21, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 450 sqft · built 2013
Lot Size	4.51 acres (196,456 sqft)
Owner	Trust Name on File
Last Sale	$215,000 (Oct 2020)
Tax Bill	$633 (2025)
Deeds & Mortgages	Nov 2025 Transfer Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R017373`

Property Details

APN / Parcel Number

Primary APN	`R017373`
Alternative APN	`563324401002`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	450 sqft Total Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	196,456 sqft (4.51 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R017373
Street Address	4101 ROAD 21
City	CORTEZ
State	CO
Zip	81321-8615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/R 3-9
Legal Description	SUBDIVISION: COY GRAY MINOR LOT: 2 4.51AC (FEDS OWN MIN)
Legal Range	17W
Legal Township	35N
Legal Section	24
Legal Subdivision	COY GRAY MINOR
Legal Block	01
Legal Lot Number	2
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	1
Census Block	1021
Census Tract	969600

Owner

4101 Rd 21 is held in a trust since November 2025.

Source: Montezuma County records, as of March 24, 2026

Owner of Record	Trust Name on File
Mailing Address	10600 SANTA LUCIA RD, ATASCADERO, CA 93422-2236
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Intrafamily Transfer, Transfer
Oct 23, 2020	Special Warranty Deed, Transfer · Commercial Mortgage THE DOLORES STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Prior Sale	Mar 16, 2012 · Amount on File
Deed Document Number	2020632751
Last Transfer Date	Nov 13, 2025
Transfer Doc	0000664490
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEZUMA CO
Recording Date	Nov 24, 2025
Property Address	4101 ROAD 21, CORTEZ, CO 81321-8615
Document Number	0000664490
Map Reference	MB 17 PG 100
Instrument Date	Nov 13, 2025
Instrument	664490
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10606 SANTA LUCIA RD, ATASCADERO, CA 93422-2236

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10606 SANTA LUCIA RD, ATASCADERO, CA 93422-2236

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Oct 23, 2020
Property Address	4101 ROAD 21, CORTEZ, CO 81321-8615
Document Number	0000632751
Instrument Date	Oct 23, 2020
Instrument	632751
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4101 ROAD 21, CORTEZ, CO 81321-8615

Mortgage

Document Number	0000632752
Date	Oct 23, 2020
Instrument	632752

Lender

Name	THE DOLORES STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4101 Rd 21 was $633, up 172.8% from the year before.

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$633.00 (+172.84%)	$12,482 (+177.32%) Land $3,821 Building $8,661	$156,811 (+177.31%) Land $48,000 Building $108,811
2024	$232.00 (-44.36%)	$4,501 (-49.31%) Land $1,317 Building $3,184	$56,547 (-49.31%) Land $16,546 Building $40,001
2023	$417.00 (+12.1%)	$8,879 (+15.67%) Land $2,598 Building $6,281	$111,547 (+15.67%) Land $32,640 Building $78,907
2022	$372.00	$7,676 Land $2,598 Building $5,078	$96,434 Land $32,640 Building $63,794

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4101 Rd 21 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4101 Rd 21 is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 66% of Colorado
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choice Broadband Fixed Wireless	400 / 80
T-Mobile Fixed Wireless	100 / 20
Nimbus Solutions Fixed Wireless	100 / 20
CenturyLink DSL	10 / 1

May also be available: AT&T, Farmers Telecommunications.

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