Union County property record for 4101 Rams Ct, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,158 sqft Living Area |
| Lot Size | 75,794 sqft (1.74 acres) |
| Garage | Attached, 420 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,139.00 (2025) |
| Primary APN | 07-066-360 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Building Area | 1,158 sqft Living Area |
| Gross Area | 1,570 sqft Gross Area |
| 1st Floor | 1,150 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 75,794 sqft (1.74 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Deck Area | 128 sqft Deck |
| Patio Area | 128 sqft Patio |
| Porch Area | 176 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 4101 RAMS CT |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7992 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #83 BRITTANY DOWNS EAST PH1 OPCD440 |
| Legal Subdivision | BRITTANY DOWNS EAST |
| Jurisdiction | UNION NC |
| Minor Civil Division | VANCE |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 20312 |
Source: Union County records · APN 07-066-360
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4101 RAMS CT, MONROE, NC 28110-7992 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 03, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 02, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Jul 26, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Mar 28, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Aug 07, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 03, 2024 |
| Property Address | 4101 RAMS CT, MONROE, NC 28110-7992 |
| Document Number | 0008835216 |
| Book / Page | 8835 / 216 |
| Map Reference | CAB D FILE 440 |
| Instrument Date | Jan 03, 2024 |
| Instrument | 171 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Title Company | INDEPENDENCE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3201 VALLEYDALE RD, MONROE, NC 28110-8998 |
| Name | Verified Name |
|---|---|
| Address | 4101 RAMS CT, MONROE, NC 28110-7992 |
| Document Number | 0000000172 |
|---|---|
| Date | Jan 03, 2024 |
| Instrument | 172 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4101 RAMS CT, MONROE, NC 28110-7992 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSOIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 7975490 |
|---|---|
| Date | Feb 02, 2021 |
| Book Page | 7975/490 |
| Instrument | 4914 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4101 RAMS CT, MONROE, NC 28110-7992 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE 365 NLSE |
| Name | Verified Name |
|---|
| Document Number | 6981262 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 6981/262 |
| Instrument | 0021384 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4101 RAMS CT, MONROE, NC 28110-7992 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7126361 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 7126/361 |
| Instrument | 0007925 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4101 RAMS CT, MONROE, NC 28110-7992 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 7763603 |
|---|---|
| Date | Aug 07, 2020 |
| Book Page | 7763/603 |
| Instrument | 29954 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 01, 2050 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,139.00 (+20.1%) | $322,900 (+53.54%) Land $66,900 Building $256,000 | $322,900 (+53.54%) Land $66,900 Building $256,000 |
| 2023 | $1,781.00 | $210,300 Land $36,900 Building $173,400 | $210,300 Land $36,900 Building $173,400 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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