4101 Phoenix St, Concord, CA 94521 Property Records

Contra Costa County property record for 4101 Phoenix St, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,795 sqft · built 1963
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,758 (2025)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`115-107-025-5`

Property Details

APN / Parcel Number

Primary APN	`115-107-025-5`
Alternative APN	`115-107-025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,795 sqft Living Area
1st Floor Area	1,795 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4101 PHOENIX ST
City	CONCORD
State	CA
Zip	94521-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	TRACT 3106 LOT 135
Legal Subdivision	SUBDIVISION 3106
Legal Tract	3106
Legal Lot Number	135
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	5
Census Block	5007
Census Tract	333200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4101 PHOENIX ST, CONCORD, CA 94521-1807
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Reverse Mortgage TRADITIONAL MORTGAGE ACCEPTANCE CORP
Dec 20, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Dec 20, 2019	Deed of Trust, Mortgage · FHA Mortgage HIGHTECHLENDING
Jun 26, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 26, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 2, 2017
Transfer Doc	0000113867
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4101 PHOENIX ST, CONCORD, CA 94521-1807
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 PHOENIX ST, CONCORD, CA 94521-1807

Mortgage

Document Number	0000048957
Date	Mar 18, 2022
Instrument	2022-048957

Lender

Name	TRADITIONAL MORTGAGE ACCEPTANCE CORP
Type	Subprime Lender
Address	BELLEVUE, WA 98004

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.64%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.64%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4101 PHOENIX ST, CONCORD, CA 94521-1807
Document Number	0000000459
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4101 PHOENIX ST CONCORD CA 945211807, CONCORD, CA 94521-1807

Mortgage

Document Number	0000000459
Date	Jan 2, 2020
Instrument	459

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.58%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4101 PHOENIX ST, CONCORD, CA 94521-1807
Document Number	0000000458
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4101 PHOENIX ST CONCORD CA 945211807, CONCORD, CA 94521-1807

Mortgage

Document Number	0000000458
Date	Jan 2, 2020
Instrument	458

Lender

Name	HIGHTECHLENDING
Address	2030 MAIN ST # 350, IRVINE, CA 92614-7248

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.58%

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 26, 2017
Property Address	4101 PHOENIX ST, CONCORD, CA 94521-1807
Document Number	0000113868
Instrument Date	Jun 2, 2017
Instrument	113868
Transaction Type	Transfer
Record Updated	Jul 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4101 PHOENIX ST CONCORD CA 945211807, CONCORD, CA 94521-1807

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 26, 2017
Property Address	4101 PHOENIX ST, CONCORD, CA 94521-1807
Document Number	0000113867
Instrument Date	Jun 2, 2017
Instrument	113867
Transaction Type	Transfer
Record Updated	Jul 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4101 PHOENIX ST CONCORD CA 945211807, CONCORD, CA 94521-1807

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$261,006 (+2%) Land $86,162 Building $174,844
2025	$3,758.00 (+5.56%) Homeowner's exemption	$255,889 (+4.04%) Land $84,473 Building $171,416
2023	$3,560.00 (+1.92%) Homeowner's exemption	$245,954 Land $81,194 Building $164,760
2022	$3,493.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Sonic Telecom, Verizon.

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