4101 Penny Ln, Festus, MO 63028 Property Records

Jefferson County property record for 4101 Penny Ln, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,760 sqft · built 1991
Lot Size	3.9 acres (169,884 sqft)
Owner	2 Individual Names on File
Last Sale	$118,800 (Sep 2012)
Tax Bill	$1,823 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-2.2-10.0-0-000-028.09`

Property Details

APN / Parcel Number

Primary APN	`22-2.2-10.0-0-000-028.09`
Alternative APN	`2222100 02809`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,760 sqft Living Area
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Lot Area	169,884 sqft
Garage Type	Attached
Garage Area	360 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	72 sqft
Deck Area	Deck Area
Patio Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4101 PENNY LN
City	FESTUS
State	MO
Zip	63028-4553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	FALCON REST ESTS LOT SPLIT LOT 5
Legal Range	6E
Legal Township	39N
Legal Section	10
Legal Subdivision	FALCON REST ESTS
Legal Block	1
Legal Lot Number	5
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	1
Census Block	1008
Census Tract	701404

Owner

4101 Penny Ln is owned and occupied by two individuals who bought it in September 2012.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4101 PENNY LN, FESTUS, MO 63028-4553
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2012 · Amount on File
Deed Sale	Sep 11, 2012 · Amount on File
Prior Sale	Dec 20, 2010 · Amount on File
Deed Document Number	201234005
Prior Transfer Date	Sep 23, 2003
Prior Transfer Doc	0000072997
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4101 PENNY LN, FESTUS, MO 63028-4553
Document Number	0000018004
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 PENNY LN FESTUS MO 630284553, FESTUS, MO 63028-4553

Mortgage

Document Number	0000018004
Date	May 26, 2020
Instrument	18004

Lender

Name	ST LOUIS NEWSPAPER CARRIERS CU
Type	Credit Union
Address	FENTON, MO 63026

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4101 Penny Ln was $1,823.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,700 (-) Land $3,000 Building $25,700	$150,800 Land $15,800 Building $135,000
2025	$1,823.00	$28,700 Land $3,000 Building $25,700
2024			$150,800 (+7.95%) Land $15,800 Building $135,000
2023	$1,692.00 (-0.12%)	$26,500 (-) Land $3,000 Building $23,500	$139,700 Land $15,800 Building $123,900
2022	$1,694.00	$26,500 Land $3,000 Building $23,500
2021			$139,700 Land $15,800 Building $123,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4101 Penny Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4101 Penny Ln is moderate, ranking above 40% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Lightwave Communications, Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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