Polk County property record for 4101 Oak Dr, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,452 sqft · built 1972 |
| Lot Size | 0.482 acres (20,974 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $63,000 (May 2015) |
| Tax Bill | $2,724 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-12-339700-000790 |
| Primary APN | 25-28-12-339700-000790 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,452 sqft Living Area |
| 1st Floor Area | 1,452 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 20,974 sqft (0.482 acres) |
| Lot Dimensions | 142 ft deep x 150 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 300 sqft |
| Carport | Carport |
| Carport Area | 300 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 45 sqft |
| Shed | 1 Shed |
| Utility Building | 96 sqft |
| Street Address | 4101 OAK DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-9061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MARIANA HEIGHTS UNIT NO 2 PB 35 PG 25 LOT 79 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 12 |
| Legal Subdivision | MARIANA HEIGHTS UNIT NO 2 |
| Legal Tract | 339700 |
| Legal Block | 3 |
| Legal Lot Number | 79 |
| Legal Unit | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 13002 |
4101 Oak Dr is held in a trust since January 2026.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4088 OAK DR, WINTER HAVEN, FL 33881-9145 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Jun 10, 2017 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2015 · Amount on File |
| Deed Sale | May 29, 2015 · Amount on File |
| Deed Document Number | 201597076 |
| Deed Book / Page | 9538 / 1501 |
| Last Transfer Date | Jan 15, 2026 |
| Transfer Doc | 0000015895 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 21, 2026 |
| Property Address | 4101 OAK DR, WINTER HAVEN, FL 33881-9061 |
| Document Number | 0000015895 |
| Book / Page | 13853 / 14 |
| Map Reference | MB 35 PG 25 |
| Instrument Date | Jan 15, 2026 |
| Instrument | 2026015895 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4088 OAK DR, WINTER HAVEN, FL 33881-9145 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 41188 OAK DRIVE, WINTER HAVEN, FL 33881 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4101 OAK DR, WINTER HAVEN, FL 33881-9061 |
| Document Number | 0114022275 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4101 OAK DR WINTER HAVEN FL 338819061, WINTER HAVEN, FL 33881-9061 |
| Document Number | 0114022275 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 011402/002275 |
| Instrument | 209949 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 5, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4101 OAK DR, WINTER HAVEN, FL 33881-9061 |
| Document Number | 0101781796 |
| Book / Page | 010178 / 001796 |
| Instrument Date | Jun 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2017 |
| Title Company | SECURITY CONNECTIONS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4101 OAK DR WINTER HAVEN FL 338819061, WINTER HAVEN, FL 33881-9061 |
| Document Number | 0101781796 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 010178/001796 |
| Instrument | 115626 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | HIVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 15, 2047 |
The 2025 property tax bill for 4101 Oak Dr was $2,724.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,704 (+3%) Land $30,713 Building $180,991 | $211,704 (+3%) Land $30,713 Building $180,991 | |
| 2025 | $2,724.00 | $205,538 Land $30,713 Building $174,825 | $205,538 Land $30,713 Building $174,825 |
| 2023 | $3,166.00 (+10.93%) | $207,471 (+18.55%) Land $29,925 Building $177,546 | $207,471 (+18.55%) Land $29,925 Building $177,546 |
| 2022 | $2,854.00 | $175,007 Land $25,200 Building $149,807 | $175,007 Land $25,200 Building $149,807 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4101 Oak Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (2004) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4101 Oak Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWER MANOR MOBILE HOME COMMUNITY private · serves 310 people · EPA ID FL6531837 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | CITY OF AUBURNDALE |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures