4101 N Gleaner Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 4101 N Gleaner Rd, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,203 sqft · built 2005
Lot Size	2.53 acres (110,207 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Nov 2022)
Tax Bill	$6,479 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-12-3-06-4004-005`

Property Details

APN / Parcel Number

Primary APN	`28-12-3-06-4004-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,203 sqft Living Area
1st Floor Area	1,374 sqft
Basement Area	1,374 sqft
Unfinished Basement	1,374 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	110,207 sqft (2.53 acres)
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4101 N GLEANER RD
City	FREELAND
State	MI
Zip	48623-9383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	BEG AT SE CORN OF SEC TH N 301.99 FT TO POB TH W 477.17 FT TH N03DEG W 298.43 FT TO C/L OF N BRANCH OF WHITNEY DRAIN TH ALONG
Legal Range	03E
Legal Township	12N
Legal Section	06
Jurisdiction	SAGINAW MI
Township / Civil Division	THOMAS
Census Block Group	2
Census Block	2006
Census Tract	12002

Owner

4101 N Gleaner Rd is owned and occupied by two individuals who bought it in November 2022.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4101 N GLEANER RD, FREELAND, MI 48623-9383
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Aug 22, 2018	Warranty Deed, Transfer · Stand-Alone Refinance CHEMICAL BANK
Apr 18, 2018	Quit Claim Deed, Transfer · ARM STATE BANK
Apr 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on File
Deed Sale	Nov 4, 2022 · Amount on File
Prior Sale	Aug 22, 2018 · Amount on File
Deed Document Number	202228698
Prior Transfer Date	Apr 10, 2018
Prior Transfer Doc	0000012103
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Nov 4, 2022
Property Address	4101 N GLEANER RD, FREELAND, MI 48623-9383
Document Number	0000028698
Instrument Date	Nov 3, 2022
Instrument	2022028698
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4101 N GLEANER RD, 4101, FREELAND, MI 48623-9383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 N GLEANER RD, FREELAND, MI 48623-9383

Mortgage

Document Number	0000028699
Date	Nov 4, 2022
Instrument	2022028699

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	4101 N GLEANER RD, FREELAND, MI 48623-9383
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014518
Date	Jun 3, 2020
Instrument	2020014518

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 22, 2018
Property Address	4101 N GLEANER RD, FREELAND, MI 48623-9383
Document Number	0000022151
Instrument Date	Aug 3, 2018
Instrument	2018022151
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17655 SWAN CREEK RD, HEMLOCK, MI 48626-9793

Mortgage

Document Number	0000022152
Date	Aug 22, 2018
Instrument	2018022152

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	337 Months
Due	Sep 1, 2046

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 18, 2018
Property Address	4101 N GLEANER RD, FREELAND, MI 48623-9383
Document Number	0000012103
Instrument Date	Apr 10, 2018
Instrument	2018012103
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 N GLEANER RD, FREELAND, MI 48623-9383

Mortgage

Document Number	0000012104
Date	Apr 18, 2018
Instrument	2018012104

Lender

Name	STATE BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	337 Months
Due	May 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	May 1, 2028
Index	1-Year CMT

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 18, 2018
Property Address	4101 N GLEANER RD, FREELAND, MI 48623-9383
Document Number	0000012102
Instrument Date	Apr 3, 2018
Instrument	12102
Transaction Type	Transfer
Record Updated	Apr 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 N GLEANER RD FREELAND MI 486239383, FREELAND, MI 48623-9383

Tax Assessment & Valuation

The 2025 property tax bill for 4101 N Gleaner Rd was $6,479 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Thomas Township
Unified School District	Freeland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,300	$404,600
2025	$6,479.00 Homeowner's exemption
2023		$169,400	$338,800
2022	$4,525.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4101 N Gleaner Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4101 N Gleaner Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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