4101 Erath St, Waco, TX 76710 Property Records

McLennan County property record for 4101 Erath St, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,840 sqft · built 1952
Lot Size	0.246 acres (10,729 sqft)
Owner	Individual Name on Record
Tax Bill	$2,407 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`480382000302004`

Property Details

APN / Parcel Number

Primary APN	`480382000302004`
Alternative APNs	`4803820003020040111` `190572`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,840 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	1,840 sqft
Flooring	Carpet

Exterior

Year Built	Built 1952
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,729 sqft (0.246 acres)
Lot Dimensions	145 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	1,524 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	164 sqft
Fence	Fence
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	190572
Old Parcel Number	4803820003020040111
Street Address	4101 ERATH ST
City	WACO
State	TX
Zip	76710-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SOUTH OVERLOOK LOT 8 BLOCK W ACRES .2463
Legal Subdivision	SOUTH OVERLOOK
Legal Block	W
Legal Lot Number	8
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1011
Census Tract	2498

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4101 ERATH ST, WACO, TX 76710-5019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Vendor's Lien, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST
Oct 30, 2017	Warranty Deed, Transfer USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2021
Deed Sale	Mar 9, 2021
Prior Sale	Oct 30, 2017
Deed Document Number	2021008417
Record Updated	Jun 7, 2026

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 9, 2021
Property Address	4101 ERATH ST, WACO, TX 76710-5019
Document Number	0000008417
Map Reference	VOL 517 PG 72
Instrument Date	Mar 8, 2021
Instrument	2021008417
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4101 ERATH ST, 4101, WACO, TX 76710-5019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 ERATH ST, WACO, TX 76710-5019

Mortgage

Document Number	0000008418
Date	Mar 9, 2021
Instrument	2021008418

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 30, 2017
Property Address	4101 ERATH ST, WACO, TX 76710-5019
Document Number	0000036038
Instrument Date	Oct 30, 2017
Instrument	36038
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4101 ERATH ST WACO TX 767105019, WACO, TX 76710-5019

Mortgage

Document Number	36039
Date	Oct 30, 2017
Instrument	36039

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2047

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$275,340 (+5.67%) Land $25,220 Building $250,120	$275,340 (+5.67%) Land $25,220 Building $250,120
2024	$2,407.00 (+14.08%)
2023		$260,570 Land $25,220 Building $235,350	$260,570 Land $25,220 Building $235,350
2022	$2,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

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