Santa Rosa County property record for 4101 Bayfront Ter, Milton, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,449 sqft · built 1974 |
| Lot Size | 0.631 acres (27,486 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,442 (2024) |
| Deeds & Mortgages | Feb 2022 Transfer Jun 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 23-1N-29-4970-00000-0050 |
| Primary APN | 23-1N-29-4970-00000-0050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,449 sqft Living Area |
| Gross Area | 3,819 sqft |
| 1st Floor Area | 1,449 sqft |
| Upper Floors Area | 1,000 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 27,486 sqft (0.631 acres) |
| Lot Dimensions | 220 ft deep x 125 ft wide |
| View / Lot | Bay |
| Garage Type | Carport |
| Garage Area | 380 sqft |
| Carport | Carport |
| Carport Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 413 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Gazebo | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4101 BAYFRONT TER |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-2440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SHORELINE HOMES LOT 5 AS DES IN OR 2861 PG 17 & IN OR 4250 PG 464 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 23 |
| Legal Subdivision | SHORELINE HOMES |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 10705 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4101 BAYFRONT TER, MILTON, FL 32571-2440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST CREDIT UNION OF FLORIDA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 7, 2008 |
| Transfer Doc | 0028610017 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Feb 24, 2022 |
| Property Address | 4101 BAYFRONT TER, PACE, FL 32571-2440 |
| Document Number | 0042500464 |
| Book / Page | 4250 / 464 |
| Map Reference | MB B PG 97 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 202211126 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4101 BAYFRONT TER, PACE, FL 32571-2440 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4101 BAYFRONT TER, PACE, FL 32571-2440 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4101 BAYFRONT TER, PACE, FL 32571-2440 |
| Document Number | 0041260393 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 4126/393 |
| Instrument | 202136377 |
| Name | MEMBERS FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32591 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jun 1, 2028 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $350,776 (+62.85%) Land $112,500 Building $238,276 | $350,776 (+1.51%) Land $112,500 Building $238,276 | |
| 2024 | $2,442.00 (+10.05%) Homeowner's exemption | $215,397 (+3%) | $345,559 (+4.41%) Land $112,500 Building $233,059 |
| 2023 | $2,219.00 (+2.73%) Homeowner's exemption | $209,123 (+3%) | $330,961 (+0.79%) Land $112,500 Building $218,461 |
| 2022 | $2,160.00 Homeowner's exemption | $203,032 | $328,377 Land $112,500 Building $215,877 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 84 (1995–2020) |
| Claims Outside the SFHA | 13 of 84 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
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