Gaston County property record for 4101 Arbor Spring Ct, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,981 sqft · built 2015 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $153,000 (Nov 2010) |
| Tax Bill | $19,991 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 203822 |
| Primary APN | 203822 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 15 Rooms |
| Building Area | 5,981 sqft Heated Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Custom Design |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 25,265 sqft (0.58 acres) |
| Porch | Porch |
| Porch Area | 436 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4101 ARBOR SPRING CT |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-6759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REFLECTION POINTE L 53 15 107 016 00 000 |
| Legal Subdivision | REFLECTION POINTE SUBDIVISION |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 32406 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4101 ARBOR SPRING CT, BELMONT, NC 28012-6759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust · Line of Credit SOUTH STATE BANK |
| Apr 14, 2026 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK |
| Oct 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU |
| Nov 27, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2010 · Amount on Record |
| Deed Sale | Nov 23, 2010 · Amount on Record |
| Prior Sale | Nov 27, 2006 · Amount on Record |
| Deed Book / Page | 4540 / 1934 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 14, 2026 |
| Property Address | 4101 ARBOR SPRING CT, BELMONT, NC 28012-6759 |
| Document Number | 5632002325 |
| Book / Page | 5632 / 2325 |
| Instrument Date | Mar 23, 2026 |
| Record Updated | May 13, 2026 |
| Title Company | LENDER RECORDING SERVICES, LENDER RECORDING SERVICES (R |
| Name | Verified Name |
|---|---|
| Address | 4101 ARBOR SPRING CT, BELMONT, NC 28012-6759 |
| Document Number | 5632002325, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 5632/2325 |
| Name | SOUTH STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 20, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 14, 2026 |
| Property Address | 4101 ARBOR SPRING CT, BELMONT, NC 28012-6759 |
| Document Number | 0056322325 |
| Book / Page | 5632 / 2325 |
| Instrument Date | Mar 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4101 ARBOR SPRING CT, BELMONT, NC 28012-6759 |
| Document Number | 5632002325, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 5632/2325 |
| Name | SOUTH STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 20, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 4101 ARBOR SPRING CT, BELMONT, NC 28012-6759 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051621404 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 5162/1404 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 4101 ARBOR SPRING CT, BELMONT, NC 28012-6759 |
| Document Number | 0050861461 |
| Instrument Date | Nov 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 4101 ARBOR SPRING CT BELMONT NC 280126759, BELMONT, NC 28012-6759 |
| Document Number | 0050861461 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 005086/001461 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 8, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Belmont City |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,991.00 | $1,888,210 (-) Land $337,320 Building $1,550,890 | |
| 2025 | $19,991.00 (-1.03%) | $1,888,210 (-4.09%) Land $337,320 Building $1,550,890 | |
| 2023 | $20,199.00 | $1,968,770 Land $337,320 Building $1,631,450 | |
| 2021 | $1,233,690 Land $189,740 Building $1,043,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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