Catawba County property record for 4101 5th St NW, Hickory, NC 28601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,874 sqft · built 2024 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Nov 2018) |
| Tax Bill | $3,540 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2024 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3705-20-81-3033 |
| Primary APN | 3705-20-81-3033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,874 sqft Living Area |
| 1st Floor Area | 1,878 sqft |
| Basement Area | 1,640 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 27,443 sqft (0.63 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 4101 5TH ST NW |
|---|---|
| City | HICKORY |
| State | NC |
| Zip | 28601-9015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | PT LOTS 8-9 PLAT 13-15 |
| Legal Subdivision | LAKEGROVE |
| Legal Lot Number | 8-9 |
| Jurisdiction | CATAWBA NC |
| Township / Civil Division | HICKORY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10502 |
Source: Catawba County records · APN 3705-20-81-3033
Assessment roll updated August 3, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4101 5TH ST NW, HICKORY, NC 28601-9015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| May 03, 2024 | Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK |
| Mar 19, 2024 | Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK |
| Nov 15, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 20, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 15, 2018 · Amount on Record |
| Deed Sale | Nov 15, 2018 · Amount on Record |
| Prior Sale | Sep 20, 2017 · Amount on Record |
| Deed Document Number | 201819178 |
| Deed Book / Page | 3480 / 1994 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 4101 5TH ST NW, HICKORY, NC 28601-9015 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4101 5TH ST NW, HICKORY, NC 28601-9015 |
| Document Number | 0040071730 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 4007/1730 |
| Instrument | 5548 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 4101 5TH ST NW, HICKORY, NC 28601 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0038690937 |
|---|---|
| Date | May 03, 2024 |
| Book Page | 3869/937 |
| Instrument | 7637 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 383 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 7.75% |
| Max Rate At Change | 12.7% |
| Index | 1-Year CMT |
| Max Rate | 12.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATAWBA NC |
| Property Address | 4101 5TH ST NW, HICKORY, NC 28601 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0038610901 |
|---|---|
| Date | Mar 19, 2024 |
| Book Page | 3861/901 |
| Instrument | 4675 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 385 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 7.75% |
| Max Rate At Change | 12.7% |
| Index | 1-Year CMT |
| Max Rate | 12.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Nov 15, 2018 |
| Property Address | 4101 5TH ST NW, HICKORY, NC 28601 |
| Document Number | 0034801994 |
| Book / Page | 003480 / 001994 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 19178 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2588 SUGAR BOTTOM RD NE SOLON IA 523339699, SOLON, IA 52333-9699 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATAWBA NC |
| Recording Date | Sep 20, 2017 |
| Property Address | 4101 5TH ST NW, HICKORY, NC 28601 |
| Document Number | 0034180991 |
| Book / Page | 003418 / 000991 |
| Instrument Date | Sep 13, 2017 |
| Instrument | 16173 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $212.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6362 HAYDEN DR HICKORY NC 286017081, HICKORY, NC 28601-7081 |
Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Catawba County |
| Unified School District | Hickory City Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $888,330 (+64.11%) Land $310,900 Building $577,430 | ||
| 2025 | $3,540.00 (+117.58%) | $541,300 (+74.11%) Land $310,900 Building $230,400 | |
| 2024 | $1,627.00 | ||
| 2023 | $1,627.00 | $310,900 Land $310,900 | $888,330 Land $310,900 Building $577,430 |
Source: FEMA National Flood Hazard Layer as of September 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 64 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HICKORY serves 71,393 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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