4101 1st St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 4101 1st St, Chesapeake, VA 23324

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,972 sqft · built 2007
Lot Size	0.105 acres (4,574 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Feb 2008)
Tax Bill	$3,654 (2025)
Deeds & Mortgages	May 2007 Line of Credit Feb 2012 Mortgage + 1 more
APN	`1590000002571`

Property Details

APN / Parcel Number

Primary APN	`1590000002571`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,972 sqft Living Area
1st Floor Area	974 sqft
Upper Floors Area	974 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,574 sqft (0.105 acres)
Lot Dimensions	115 ft deep x 40 ft wide
Porch	Slab
Porch Area	52 sqft
Patio Area	840 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4101 1ST ST
City	CHESAPEAKE
State	VA
Zip	23324-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6: RESIDE
Legal Description	13A RESUB OF LOTS 9 11 & 13 BLK 2 PLAN OF PORTLOCK
Legal Subdivision	PORTLOCK
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	4
Census Block	4003
Census Tract	20600

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	801 PORTLAND ST, CHESAPEAKE, VA 23324-3568
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2007	Deed of Trust, Mortgage · Line of Credit BANK OF HAMPTON ROADS
Feb 9, 2012	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Feb 11, 2008	Warranty Deed, Subdivision Related Transfer · VA Mortgage VIRGINIA HOUSING DEV AUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2008 · Amount on Record
Deed Sale	Feb 11, 2008 · Amount on Record
Prior Sale	Nov 5, 2007 · Amount on Record
Deed Book / Page	7374 / 513
Record Updated	Oct 29, 2026

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4101 1ST ST, CHESAPEAKE, VA 23324-1501
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007060/525
Date	May 3, 2007
Book Page	7060/525

Lender

Name	BANK OF HAMPTON ROADS

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4101 1ST ST, CHESAPEAKE, VA 23324-1501
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008607/861
Date	Feb 9, 2012
Book Page	8607/861

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2042

Interest

Rate Type	Fixed Rate
Rate	4.13%

February 2008: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 11, 2008
Property Address	4101 1ST ST, CHESAPEAKE, VA 23324-1501
Document Number	007374/513
Book / Page	7374 / 513
Instrument Date	Feb 7, 2008
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007374516
Date	Feb 11, 2008
Instrument	7374/516

Lender

Name	VIRGINIA HOUSING DEV AUTH

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,100 (+4.23%) Land $105,000 Building $272,100	$377,100 (+4.23%) Land $105,000 Building $272,100
2025	$3,654.00 (+59.63%)	$361,800 (+16.48%) Land $100,000 Building $261,800	$361,800 (+16.48%) Land $100,000 Building $261,800
2023		$310,600 (+12.37%) Land $80,000 Building $230,600	$310,600 (+12.37%) Land $80,000 Building $230,600
2022		$276,400 Land $70,000 Building $206,400	$276,400 Land $70,000 Building $206,400
2019	$2,289.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Nov 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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