41009 N Jackson Rd, Elk, WA 99009 Property Records

Spokane County property record for 41009 N Jackson Rd, Elk, WA 99009

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,728 sqft · built 2015
Lot Size	9.85 acres (429,066 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,987 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49111.9069`

Property Details

APN / Parcel Number

Primary APN	`49111.9069`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	429,066 sqft
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	432 sqft
Patio Area	432 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	41009 N JACKSON RD
City	ELK
State	WA
Zip	99009-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	11-29-44 N1/2 OF N1/2 OF SE1/4 OF NE1/4 EXC RD
Legal Range	44
Legal Township	29
Legal Section	11
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	3
Census Block	3005
Census Tract	10201

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41009 N JACKSON RD, ELK, WA 99009-9756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Sep 6, 2019	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Apr 25, 2018	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 26, 2014
Transfer Doc	0006315926
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	41009 N JACKSON RD, ELK, WA 99009-9756
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007213100
Date	Jun 6, 2022
Instrument	7213100

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 5, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	41009 N JACKSON RD, ELK, WA 99009-9756
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006933519
Date	Jun 22, 2020
Instrument	6933519

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	41009 N JACKSON RD, ELK, WA 99009-9756
Document Number	0006843252
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41009 N JACKSON RD ELK WA 990099756, ELK, WA 99009-9756

Mortgage

Document Number	0006843252
Date	Sep 18, 2019
Instrument	6843252

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	41009 N JACKSON RD, ELK, WA 99009-9756
Document Number	0006703625
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41009 N JACKSON RD ELK WA 990099756, ELK, WA 99009-9756

Mortgage

Document Number	0006703625
Date	May 1, 2018
Instrument	6703625

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,987.00 (-4.8%)	$553,250 (+15.07%) Land $109,250 Building $444,000	$553,250 (+15.07%) Land $109,250 Building $444,000
2025	$4,188.00 (+34.1%)
2024		$480,800 (+23.17%) Land $91,100 Building $389,700	$480,800 (+23.17%) Land $91,100 Building $389,700
2023	$3,123.00 (-14.67%)	$390,350 Land $75,450 Building $314,900	$390,350 Land $75,450 Building $314,900
2022	$3,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 40% of Washington
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless	200 / 40

May also be available: Ziply Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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