41005 Cornac Ter, Fremont, CA 94539 Property Records

Alameda County property record for 41005 Cornac Ter, Fremont, CA 94539

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,066 sqft · built 1972
Lot Size	0.028 acres (1,220 sqft)
Owner	Individual Name on Record
Last Sale	$850,000 (May 2018)
Tax Bill	$12,777 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`525-124-86`

Property Details

APN / Parcel Number

Primary APN	`525-124-86`
Alternative APN	`525-0124-086-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,066 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1976
Architectural Style	Other
Construction Type	Wood
Lot Area	1,220 sqft (0.028 acres)

Location & Zoning

Street Address	41005 CORNAC TER
City	FREMONT
State	CA
Zip	94539-4411
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3006
Census Tract	442100

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	41005 CORNAC TER, FREMONT, CA 94539-4411
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage IVY MORTGAGE CORP
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
May 1, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2018 · Amount on Record
Deed Sale	May 1, 2018 · Amount on Record
Prior Sale	May 9, 2024 · Amount on Record
Deed Document Number	0000087328
Last Transfer Date	Mar 24, 2025
Transfer Doc	0000040170
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	41005 CORNAC TER, FREMONT, CA 94539-4411
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41005 CORNAC TER, FREMONT, CA 94539-4411
Investor	Possibly a Property Investor

Mortgage

Document Number	0000147976
Date	Nov 24, 2025
Instrument	2025147976

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	7755 CENTER AVE STE 900, HUNTINGTON BEACH, CA 92647

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	41005 CORNAC TER, FREMONT, CA 94539-4411
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41005 CORNAC TER, FREMONT, CA 94539-4411

Mortgage

Document Number	0000337846
Date	Dec 7, 2020
Instrument	2020337846

Lender

Name	IVY MORTGAGE CORP
Type	Subprime Lender
Address	FULTON, MD 20759

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	41005 CORNAC TER, FREMONT, CA 94539-4411
Document Number	0000092974
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41005 CORNAC TER FREMONT CA 945394411, FREMONT, CA 94539-4411

Mortgage

Document Number	0000092974
Date	Apr 23, 2020
Instrument	92974

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 22, 2035

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 1, 2018
Property Address	41005 CORNAC TER, FREMONT, CA 94539-4411
Document Number	0000087328
Map Reference	MB 75 PG 1
Instrument Date	Apr 27, 2018
Instrument	2018087328
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	41005 CORNAC TER, FREMONT, CA 94539-4411
Investor	Possibly a Property Investor

Mortgage

Document Number	0000087329
Date	May 1, 2018
Instrument	2018087329

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,777.00 (+14.96%) Homeowner's exemption	$1,035,300 (+11.37%) Land $310,590 Building $724,710
2023	$11,114.00 Homeowner's exemption	$929,584 Land $278,875 Building $650,709

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 800 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	650 / 150
Sail Internet Fixed Wireless	500 / 100
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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