Lake County property record for 41001 Fletcher Rd, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,547 sqft · built 2001 |
| Lot Size | 1.58 acres (68,825 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $680,000 (Oct 2023) |
| Tax Bill | $8,695 (2024) |
| Deeds & Mortgages | Oct 2023 Sale Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-18-27-0003-000-04600 |
| Primary APN | 06-18-27-0003-000-04600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,547 sqft Living Area |
| 1st Floor Area | 2,547 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 68,825 sqft (1.58 acres) |
| Garage Type | Mixed |
| Garage Area | 47,104 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 437 sqft |
| Porch | Open Porch |
| Porch Area | 272 sqft |
| Utility Building | 720 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3778976 |
|---|---|
| Street Address | 41001 FLETCHER RD |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FROM SW COR OF GOV LOT 4 RUN N 0-02-30 E 388.20 FT S 89-15-0 E 270.68 FT FOR POB RUN S 0-45-0 W 442 FT TO WATERS OF LAKE |
| Legal Range | 27E |
| Legal Township | 18S |
| Legal Section | 06 |
| Legal Subdivision | ACREAGE OR UNREC |
| Legal Phase | 7-18-27 |
| Legal Tract | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 30109 |
41001 Fletcher Rd is owner-occupied and held in a trust since March 2025.
Source: Lake County records, as of December 15, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 41001 FLETCHER RD, UMATILLA, FL 32784-8645 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2023 | Warranty Deed, Transfer WATSON TITLE SERVICES INC |
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Oct 1, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Aug 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2023 · Amount on File |
| Deed Sale | Oct 30, 2023 · Amount on File |
| Prior Sale | Oct 30, 2023 · Amount on File |
| Deed Document Number | 0062341344 |
| Deed Book / Page | 6234 / 1344 |
| Last Transfer Date | Mar 28, 2025 |
| Transfer Doc | 0064991835 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 30, 2023 |
| Property Address | 41001 FLETCHER RD, UMATILLA, FL 32784-8645 |
| Document Number | 0062341344 |
| Book / Page | 6234 / 1344 |
| Instrument Date | Oct 7, 2023 |
| Instrument | 2023133274 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2023 |
| Title Company | WATSON TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,760.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8019 SOUTHRIDGE WAY, HURRICANE, WV 25526-7435 |
| Name | Verified Name |
|---|---|
| Address | 345 SANDY BLUFF TRL, DELAND, FL 32724-1016 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 41001 FLETCHER RD, UMATILLA, FL 32784-8645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 41001 FLETCHER RD, UMATILLA, FL 32784-8645 |
| Document Number | 0055620577 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 5562/577 |
| Instrument | 2020114533 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 41001 FLETCHER RD, UMATILLA, FL 32784-8645 |
| Document Number | 0051861381 |
| Instrument Date | Oct 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2018 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 41001 FLETCHER RD UMATILLA FL 327848645, UMATILLA, FL 32784-8645 |
| Document Number | 0051861381 |
|---|---|
| Date | Oct 19, 2018 |
| Book Page | 005186/001381 |
| Instrument | 122861 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 18, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 28, 2018 |
| Property Address | 41001 FLETCHER RD, UMATILLA, FL 32784-8645 |
| Document Number | 0051602335 |
| Book / Page | 005160 / 002335 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 100575 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2018 |
| Title Company | BB AND T ML POST CLOSING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,765.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 149 WATERSIDE CIR WINFIELD WV 252139551, WINFIELD, WV 25213-9551 |
| Document Number | 51602337 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 005160/002337 |
| Instrument | 100576 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 27, 2038 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $583,207 Land $190,785 Building $392,422 | $583,207 Land $190,785 Building $392,422 | |
| 2024 | $8,695.00 (+55.43%) | ||
| 2023 | $5,594.00 (+3.31%) Homeowner's exemption | $412,560 (+3%) | $576,133 (+30.09%) Land $190,785 Building $385,348 |
| 2022 | $5,415.00 Homeowner's exemption | $400,550 | $442,883 Land $71,290 Building $371,593 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41001 Fletcher Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41001 Fletcher Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures