Black Hawk County property record for 4100 Wells Ave, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1953 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,190 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8912-27-102-004 |
| Primary APN | 8912-27-102-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 1,248 sqft |
| Finished Basement | 375 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 41,382 sqft (0.95 acres) |
| Garage Type | Detached |
| Garage Area | 912 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4100 WELLS AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW ACRES FIRST ADDITION EAST WATERLOO TOWNSHIP LOT 17 |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 27 |
| Legal Subdivision | WILLOW ACRES FIRST ADDITION |
| Legal Lot Number | 17 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | EAST WATERLOO |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 2700 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4100 WELLS AVE, WATERLOO, IA 50703-9314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 13, 2011 |
| Transfer Doc | 2012005348 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 19, 2026 |
| Property Address | 4100 WELLS AVE, WATERLOO, IA 50703-9314 |
| Document Number | 0000007267 |
| Instrument Date | May 14, 2026 |
| Instrument | 20267267 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4100 WELLS AVE, WATERLOO, IA 50703-9314 |
| Document Number | 0000007267, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 20267267 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,190.00 (-2.32%) Homeowner's exemption | $202,120 (+3.98%) Land $48,900 Building $153,220 | $202,120 (+3.98%) Land $48,900 Building $153,220 |
| 2024 | $2,242.00 (+18.62%) | ||
| 2023 | $194,380 (+27.96%) Land $39,120 Building $155,260 | $194,380 (+27.96%) Land $39,120 Building $155,260 | |
| 2022 | $1,890.00 Homeowner's exemption | $151,910 Land $29,340 Building $122,570 | |
| 2021 | $151,910 Land $29,340 Building $122,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1993–2010) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jul 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Waterloo Fiber.
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