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4100 Terry Ter, Matthews, NC 28105 Property Records

Mecklenburg County property record for 4100 Terry Ter, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,637 sqft · built 2017
Lot Size0.458 acres (19,970 sqft)
OwnerIndividual Name on File
Last Sale$443,000 (Sep 2020)
Tax Bill$4,604 (2023)
Deeds & MortgagesApr 2018 Mortgage
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN195-012-09

Property Details

APN / Parcel Number

Primary APN195-012-09

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,637 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialBrick Veneer
Foundation TypeRaised
Lot Area19,970 sqft (0.458 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number195-012-09
Street Address4100 TERRY TER
CityMATTHEWS
StateNC
Zip28105-3641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionL29 U/M
Legal SubdivisionPROPERTY/MRS D R HOOKS
Legal Lot Number29
JurisdictionMECKLENBURG NC
Township / Civil Division13, MORNING STAR
Census Block Group2
Census Block2013
Census Tract5713

Owner

Source: Mecklenburg County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4100 TERRY TER, MATTHEWS, NC 28105-3641
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Sep 1, 2020Warranty Deed, Transfer · Conventional Mortgage
ACOPIA LLC
Jan 11, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 1, 2020 · Amount on Record
Deed SaleSep 1, 2020 · Amount on Record
Prior SaleJan 11, 2017 · Amount on Record
Deed Document Number0035001327
Deed Book / Page35001 / 327
Record UpdatedJun 7, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4100 TERRY TER, MATTHEWS, NC 28105-3641
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042698
DateApr 11, 2018
Book Page32592/842
Instrument2018042698
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 1, 2020
Property Address4100 TERRY TER, MATTHEWS, NC 28105-3641
Document Number0000139422
Book / Page35001 / 327
Instrument DateSep 1, 2020
Instrument2020139422
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$886.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4050 TERRY TER, 4050, MATTHEWS, NC 28105-2900

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000139423
DateSep 1, 2020
Instrument2020139423
Lender
NameACOPIA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 11, 2017
Property Address4100 TERRY TER, MATTHEWS, NC 28105-3641
Document Number0000004264
Book / Page031492 / 000331
Instrument DateJan 11, 2017
Instrument4264
Transaction TypeTransfer
Record UpdatedJan 17, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$80.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6514 AFTERGLOW DR INDIAN TRAIL NC 280799439, INDIAN TRAIL, NC 28079-9439

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMint Hill Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1996–2014)
Claims Outside the SFHA1 of 6
Most Recent ClaimJul 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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