Palm Beach County property record for 4100 Temple St, West Palm Beach, FL 33407
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,594 sqft · built 2002 |
| Lot Size | 0.199 acres (8,668 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,555 (May 2026) |
| Tax Bill | $10,619 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-43-43-06-03-006-0100 |
| Primary APN | 74-43-43-06-03-006-0100 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,594 sqft Living Area |
| Gross Area | 3,418 sqft |
| 1st Floor Area | 2,594 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 8,668 sqft (0.199 acres) |
| Lot Dimensions | 88 ft deep x 98 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Enclosed/Finished Porch |
| Porch Area | 344 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4100 TEMPLE ST |
|---|---|
| City | WEST PALM BEACH |
| State | FL |
| Zip | 33407-3101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | SPENCER LAKES PLAT 2 LT 10 BLK 6 |
| Legal Range | 43E |
| Legal Township | 43S |
| Legal Section | 06 |
| Legal Subdivision | SPENCER LAKES PLAT 2 |
| Legal Block | 6 |
| Legal Lot Number | 10 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | WEST PALM BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1904 |
4100 Temple St is owned by two individuals who acquired it in July 2026.
Source: Palm Beach County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4257 ONEGA CIR, WEST PALM BEACH, FL 33409-7869 |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| May 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOME CAPITAL FUNDING INC |
| May 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on File |
| Deed Sale | May 27, 2026 · Amount on File |
| Prior Sale | Oct 1, 1997 · Amount on File |
| Deed Document Number | 2026190164 |
| Deed Book / Page | 36544 / 667 |
| Last Transfer Date | Jul 1, 2026 |
| Transfer Doc | 0000244827 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Jul 7, 2026 |
| Property Address | 4100 TEMPLE ST, WEST PALM BEACH, FL 33407-3101 |
| Document Number | 0000244827 |
| Book / Page | 36637 / 986 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 2026244827 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4257 ONEGA CIR, WEST PALM BEACH, FL 33409-7869 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | May 27, 2026 |
| Property Address | 4100 TEMPLE ST, WEST PALM BEACH, FL 33407-3101 |
| Document Number | 0000190164 |
| Book / Page | 36544 / 667 |
| Instrument Date | May 18, 2026 |
| Instrument | 2026190164 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | LEVEL 10 TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $336,217.89 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4257 ONEGA CIR, WEST PALM BEACH, FL 33409-7869 |
| Document Number | 0000190165, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 2026190165 |
| Name | HOME CAPITAL FUNDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | May 27, 2026 |
| Property Address | 4100 TEMPLE ST, WEST PALM BEACH, FL 33407-3101 |
| Document Number | 0365440667 |
| Book / Page | 36544 / 667 |
| Instrument Date | May 18, 2026 |
| Instrument | 2026190164 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | LEVEL 10 TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $336,217.89 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4257 ONEGA CIR, WEST PALM BEACH, FL 33409-7869 |
| Document Number | 0000190165, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 2026190165 |
| Name | MEGA CAPITAL FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 4100 Temple St was $10,619, up 231% from the year before.
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Municipality | West Palm Beach City |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,619.00 (+231.02%) | $504,458 | $504,458 Land $148,983 Building $355,475 |
| 2024 | $3,208.00 (+3.02%) | ||
| 2023 | $3,114.00 (+1.67%) Homeowner's exemption | $179,373 (+3%) | $480,229 (+6.79%) Land $121,591 Building $358,638 |
| 2022 | $3,063.00 Homeowner's exemption | $174,149 | $449,680 Land $140,959 Building $308,721 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4100 Temple St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 6 (1992–2017) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4100 Temple St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST PALM BEACH WTP serves 132,000 people · EPA ID FL4501559 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jul 2024 Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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