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4100 Stone Creek Loop, Lake Wales, FL 33859 Property Records

Polk County property record for 4100 Stone Creek Loop, Lake Wales, FL 33859

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,466 sqft · built 2015
Lot Size0.185 acres (8,050 sqft)
Owner2 Company Names on Record
Last Sale$363,400 (May 2021)
Tax Bill$6,295 (2025)
Deeds & MortgagesMay 2026 Mortgage
Oct 2025 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-29-19-865202-011890

Property Details

APN / Parcel Number

Primary APN27-29-19-865202-011890
Alternative APNs
  • 192927865202011890
  • 92927000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,466 sqft Living Area
Gross Area3,050 sqft
1st Floor Area2,466 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area8,050 sqft (0.185 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area584 sqft
PorchScreened/Unfinished Porch
Porch Area362 sqft

Location & Zoning

Street Address4100 STONE CREEK LOOP
CityLAKE WALES
StateFL
Zip33859-5749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE ASHTON GOLF CLUB PHASE VI PB 144 PG 12-14 LOT 1189
Legal Range27E
Legal Township29S
Legal Section19
Legal SubdivisionLAKE ASHTON GOLF CLUB PHASE VI
Legal PhaseVI
Legal Tract865202
Legal Block3
Legal Lot Number1189
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group3
Census Block3021
Census Tract14401

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4100 STONE CREEK LOOP, LAKE WALES, FL 33859-5749
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORPORATION
Oct 8, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
May 24, 2021Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2021 · Amount on Record
Deed SaleMay 24, 2021 · Amount on Record
Prior SaleJul 2, 2015 · Amount on Record
Deed Document Number2021134773
Deed Book / Page11728 / 2067
Last Transfer DateOct 1, 2025
Transfer Doc0000236154
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Recording DateMay 26, 2026
Property Address4100 STONE CREEK LOOP, LAKE WALES, FL 33859-5749
Document Number0000123944
Book / Page14010 / 2004
Instrument DateMay 5, 2026
Instrument2026123944
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269

Mortgage

Document Number0000123944,
DateMay 26, 2026
Book Page14010/2004
Instrument2026123944
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateOct 8, 2025
Property Address4100 STONE CREEK LOOP, LAKE WALES, FL 33859-5749
Document Number0000236154
Book / Page13728 / 1491
Map ReferenceMB 144 PG 12-14
Instrument DateOct 1, 2025
Instrument2025236154
Transaction TypeTransfer
Record UpdatedOct 28, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4100 STONE CREEK LOOP, LAKE WALES, FL 33859-5749

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4100 STONE CREEK LOOP, LAKE WALES, FL 33859-5749

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 24, 2021
Property Address4100 STONE CREEK LOOP, LAKE WALES, FL 33859-5749
Document Number0000134773
Book / Page11728 / 2067
Map ReferenceMB 144 PG 12-14
Instrument DateMay 20, 2021
Instrument2021134773
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,543.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4100 STONE CREEK LOOP, 4100, LAKE WALES, FL 33859-5749

Transferred To (Grantee/Buyer)

NameVerified Name
Address7020 CAMDEN RD, DOWNERS GROVE, IL 60516-3124

Mortgage

Document Number0117282069
DateMay 24, 2021
Instrument11728/2069
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLake Wales City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$336,781 (-5.49%) Land $68,000 Building $268,781$336,781 (-5.49%) Land $68,000 Building $268,781
2025$6,295.00 (-36.14%) Homeowner's exemption Widower's exemption$356,357 (-2.02%) Land $68,000 Building $288,357$356,357 (-3.55%) Land $68,000 Building $288,357
2024$9,857.00 (+3.42%) Homeowner's exemption$363,707 (+3%)$369,460 (+0.35%) Land $68,000 Building $301,460
2023$9,531.00 (+4.27%) Homeowner's exemption$353,114 (+3%)$368,156 (+7.39%) Land $66,000 Building $302,156
2022$9,141.00 Homeowner's exemption$342,829 Land $65,000 Building $277,829$342,829 Land $65,000 Building $277,829

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKE WALES
serves 18,722 people · EPA ID FL6532234
Water SourceGroundwater
Last State InspectionJan 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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