4100 Sterns Rd, Lambertville, MI 48144 Property Records

Monroe County property record for 4100 Sterns Rd, Lambertville, MI 48144

Property Summary

Property Type	Single Family Home
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$341,000 (Jul 2021)
Tax Bill	$3,810 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-165-031-00`

Property Details

APN / Parcel Number

Primary APN	`02-165-031-00`

Exterior

Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4100 STERNS RD
City	LAMBERTVILLE
State	MI
Zip	48144-9301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANTERBURY FOREST LOT 32
Legal Subdivision	CANTERBURY FOREST
Legal Lot Number	32
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4012
Census Tract	833300

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4100 STERNS RD, LAMBERTVILLE, MI 48144-9301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Nov 5, 2021	Quit Claim Deed, Transfer NOT AVAILABLE, LTM
Jul 9, 2021	Warranty Deed, Transfer LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE
May 9, 2019	Warranty Deed, Transfer · Conventional Mortgage GENOA BKNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Prior Sale	May 9, 2019 · Amount on Record
Deed Document Number	202117830
Last Transfer Date	Nov 2, 2021
Transfer Doc	0000028720
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	4100 STERNS RD, LAMBERTVILLE, MI 48144-9301
Transaction Type	Mortgage
Record Updated	Oct 3, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 STERNS RD, LAMBERTVILLE, MI 48144-9301

Mortgage

Document Number	0000018069
Date	Sep 12, 2022
Instrument	2022R18069

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Nov 5, 2021
Property Address	4100 STERNS RD, LAMBERTVILLE, MI 48144-9301
Document Number	0000028720
Map Reference	LB 1 PG 23-25
Instrument Date	Nov 2, 2021
Instrument	2021R28720
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	NOT AVAILABLE, LTM

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4100 STERNS RD, 4100, LAMBERTVILLE, MI 48144-9301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 STERNS RD, LAMBERTVILLE, MI 48144-9301

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 9, 2021
Property Address	4100 STERNS RD, LAMBERTVILLE, MI 48144-9301
Document Number	2021R17830
Map Reference	LB 11 PG 23-25
Instrument Date	Jun 30, 2021
Instrument	2021R17830
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Tax	$2,557.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4100 STERNS RD, 4100, LAMBERTVILLE, MI 48144-9301

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5469 GOODWOOD AVE, TOLEDO, OH 43612-3312

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 9, 2019
Property Address	4100 STERNS RD, LAMBERTVILLE, MI 48144-9301
Document Number	0000007717
Instrument Date	Apr 30, 2019
Instrument	7717
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	GREATER METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,193.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 STERNS RD LAMBERTVILLE MI 481449301, LAMBERTVILLE, MI 48144-9301

Mortgage

Document Number	7718
Date	May 9, 2019
Instrument	7718

Lender

Name	GENOA BKNG
Type	Funding / Finance Company
Address	GENOA, OH 43430

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,600 (+23.52%) Land $158,600	$317,200 (+23.52%) Land $317,200
2025	$3,810.00 (+9.89%) Homeowner's exemption
2023	$3,467.00 Homeowner's exemption	$128,400	$256,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
Buckeye Cablesystem Cable	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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