4100 State Hwy Y, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 4100 State Hwy Y, Jackson, MO 63755

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,922 sqft · built 1970
Lot Size	2.97 acres (129,373 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,345 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`108022700016000000`

Property Details

APN / Parcel Number

Primary APN	`108022700016000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,922 sqft Living Area
Basement Area	1,442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Frame
Lot Area	129,373 sqft (2.97 acres)
Lot Dimensions	538 ft deep x 441 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4100 STATE HIGHWAY Y
City	JACKSON
State	MO
Zip	63755-7600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E 1/2
Legal Range	13E
Legal Township	32S
Legal Section	27
Legal Subdivision	SAVERS FARM SUB PH 4
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	RANDOL
Census Block Group	5
Census Block	5015
Census Tract	880600

Owner

Source: Cape Girardeau County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4100 STATE HIGHWAY Y, JACKSON, MO 63755-7600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Sep 11, 2020	Warranty Deed, Transfer · Conventional Mortgage BANTERRA BANK
Jul 23, 2020	Warranty Deed, Transfer · Line of Credit BANK OF ADVANCE
Jul 17, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jul 17, 2020	Warranty Deed, Transfer JACKSON RIDGE DEV LLC
Jul 20, 2020	Warranty Deed, Transfer NOT AVAILABLE
Aug 23, 2019	Warranty Deed, Transfer · Line of Credit FIRST MO ST BK/CAPE CNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2024
Deed Sale	Dec 10, 2024
Prior Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	20249762
Prior Transfer Date	Feb 17, 2019
Prior Transfer Doc	0000001730
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Apr 3, 2026
Property Address	4100 STATE HIGHWAY Y, JACKSON, MO 63755-7600
Document Number	0000002617
Instrument Date	Mar 27, 2026
Instrument	20262617
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 STATE HIGHWAY Y, JACKSON, MO 63755-7600

Mortgage

Document Number	0000002617,
Date	Apr 3, 2026
Instrument	20262617

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Sep 11, 2020
Property Address	4100 STATE HIGHWAY Y, JACKSON, MO 63755-7600
Document Number	0202011209
Instrument Date	Sep 10, 2020
Instrument	2020-11209
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 STATE HIGHWAY Y, JACKSON, MO 63755-7600

Mortgage

Document Number	0202011210
Date	Sep 11, 2020
Instrument	2020-11210

Lender

Name	BANTERRA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2040

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Jul 23, 2020
Property Address	4100 STATE HIGHWAY Y, JACKSON, MO 63755-7600
Document Number	0000008605
Instrument Date	Jul 21, 2020
Instrument	8605
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	602 SCENIC HILL RD TROY TN 382603838, TROY, TN 38260-3838

Mortgage

Document Number	8607
Date	Jul 23, 2020
Instrument	8607

Lender

Name	BANK OF ADVANCE
Type	Bank
Address	ADVANCE, MO 63730-0400

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	8606,
Date	Jul 23, 2020
Instrument	8606

Lender

Name	CAPE LAND & DEV LLC
Address	2985 BOUTIN DR, CAPE GIRARDEAU, MO 63701-9180

Agreement

Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Jul 17, 2020
Property Address	4100 STATE HIGHWAY Y, JACKSON, MO 63755-7600
Document Number	0000008280
Instrument Date	Jul 17, 2020
Instrument	8280
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2985 BOUTIN DR CAPE GIRARDEAU MO 637019180, CAPE GIRARDEAU, MO 63701-9180

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Jul 17, 2020
Property Address	4100 STATE HIGHWAY Y, JACKSON, MO 63755-7600
Document Number	0000008281
Instrument Date	Jul 17, 2020
Instrument	8281
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 ENTERPRISE DR W MARBLE HILL MO 637644304, MARBLE HILL, MO 63764-4304

Mortgage

Document Number	8282
Date	Jul 17, 2020
Instrument	8282

Lender

Name	JACKSON RIDGE DEV LLC
Address	2985 BOUTIN DR, CAPE GIRARDEAU, MO 63701-9180

Agreement

Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Jul 20, 2020
Property Address	4100 STATE HIGHWAY Y, JACKSON, MO 63755-7600
Document Number	0000008343
Instrument Date	Jul 2, 2020
Instrument	8343
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2985 BOUTIN DR CAPE GIRARDEAU MO 637019180, CAPE GIRARDEAU, MO 63701-9180

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Aug 23, 2019
Property Address	4100 STATE HIGHWAY Y, JACKSON, MO 63755-7600
Document Number	0000008051
Instrument Date	Aug 22, 2019
Instrument	8051
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2985 BOUTIN DR CAPE GIRARDEAU MO 637019180, CAPE GIRARDEAU, MO 63701-9180

Mortgage

Document Number	8052
Date	Aug 23, 2019
Instrument	8052

Lender

Name	FIRST MO ST BK/CAPE CNTY
Type	Bank
Address	CAPE GIRARDEAU, MO 63703

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Jackson R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,840 (-) Land $1,950 Building $24,890	$141,267 (-) Land $10,253 Building $131,014
2025	$1,345.00 (+5%)	$26,840 (+4.97%) Land $1,950 Building $24,890	$141,267 (+5%) Land $10,253 Building $131,014
2023	$1,281.00	$25,570 Land $1,860 Building $23,710	$134,540 Land $9,765 Building $124,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE PERRY COUNTY PWSD 1 SOUTH serves 8,545 people · EPA ID MO4024096
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Hwy Y

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures