1. Home
  2. Ohio
  3. Montgomery County
  4. Dayton
  5. Spruce Pine Ct

4100 Spruce Pine Ct, Dayton, OH 45424 Property Records

Montgomery County property record for 4100 Spruce Pine Ct, Dayton, OH 45424

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,229 sqft · built 1973
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$285,900 (Jan 2025)
Tax Bill$4,063 (2024)
Deeds & MortgagesFeb 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNI39 00321 0018

Property Details

APN / Parcel Number

Primary APNI39 00321 0018

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,229 sqft Living Area
1st Floor Area938 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area13,504 sqft
Garage Area209 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4100 SPRUCE PINE CT
CityDAYTON
StateOH
Zip45424-4653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description747 FOREST RIDGE FOUR SEC6
Legal SubdivisionFOREST RIDGE FOUR SEC6
Legal Lot Number18
JurisdictionMONTGOMERY OH
Township / Civil DivisionRIVERSIDE
Census Block Group1
Census Block1023
Census Tract90304

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4100 SPRUCE PINE CT, DAYTON, OH 45424-4653
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2020Deed of Trust, Mortgage · Conventional with PMI
UNION SVGS
Aug 24, 2018Warranty Deed, Transfer · Conventional with PMI
UNION SVGS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2025 · Amount on Record
Deed SaleJan 30, 2025 · Amount on Record
Prior SaleAug 24, 2018 · Amount on Record
Deed Document Number2025-00005259
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address4100 SPRUCE PINE CT, DAYTON, OH 45424-4653
Document Number0000013209
Instrument DateFeb 21, 2020
Transaction TypeMortgage
Record UpdatedMar 13, 2020
Title CompanyLANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4100 SPRUCE PINE CT DAYTON OH 454244653, DAYTON, OH 45424-4653

Mortgage

Document Number0000013209
DateFeb 27, 2020
Instrument13209
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 26, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateAug 24, 2018
Property Address4100 SPRUCE PINE CT, DAYTON, OH 45424-4653
Document Number0000049915
Instrument DateAug 14, 2018
Instrument49915
Transaction TypeTransfer
Record UpdatedSep 13, 2018
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4100 SPRUCE PINE CT DAYTON OH 454244653, DAYTON, OH 45424-4653

Mortgage

Document Number49928
DateAug 24, 2018
Instrument49928
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 23, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityRiverside City
Unified School DistrictMad River Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$77,840 (-) Land $13,720 Building $64,120
2024$4,063.00 (+7.49%)
2023$3,780.00 (+4.74%)$77,840 (+4%) Land $13,720 Building $64,120$222,390 (+4%) Land $39,200 Building $183,190
2022$3,609.00$55,600 Land $9,800 Building $45,800
2020$158,850 Land $28,000 Building $130,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 2 PWS
serves 83,033 people · EPA ID OH5701503
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

Nearby Properties on Spruce Pine Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures