4100 Rye Mill Ct, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 4100 Rye Mill Ct, Charlotte, NC 28277

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,408 sqft · built 1978
Lot Size	0.454 acres (19,795 sqft)
Owner	Individual Name on File
Last Sale	$153,000 (Sep 1997)
Tax Bill	$4,600 (2023)
Deeds & Mortgages	Aug 2025 Second Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`225-201-03`

Property Details

APN / Parcel Number

Primary APN	`225-201-03`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,408 sqft Heated Area
Gross Area	2,432 sqft
1st Floor Area	1,592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Split Level
Exterior Material	Composition/Composite
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	19,795 sqft (0.454 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	24 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	225-201-03
Street Address	4100 RYE MILL CT
City	CHARLOTTE
State	NC
Zip	28277-8650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15PUD
Legal Description	L188 M15-227
Legal Subdivision	RAINTREE SEC 02-E
Legal Lot Number	188
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1000
Census Tract	5815

Owner

4100 Rye Mill Ct is owned and occupied by an individual who bought it in September 1997.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	4100 RYE MILL CT, CHARLOTTE, NC 28277-8650
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 9, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 1997 · Amount on File
Deed Sale	Sep 30, 1997 · Amount on File
Deed Document Number	0009277349
Deed Book / Page	9277 / 349
Prior Transfer Date	Sep 29, 1997
Prior Transfer Doc	0000009277
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4100 RYE MILL CT, CHARLOTTE, NC 28277-8650
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084626
Date	Aug 21, 2025
Book Page	39805/974
Instrument	2025084626

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2045

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4100 RYE MILL CT, CHARLOTTE, NC 28277-8650
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000173441
Date	Oct 20, 2020
Book Page	35203/940
Instrument	2020173441

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4100 RYE MILL CT, CHARLOTTE, NC 28277-8650
Document Number	0000137857
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4100 RYE MILL CT CHARLOTTE NC 282778650, CHARLOTTE, NC 28277-8650

Mortgage

Document Number	0000137857
Date	Oct 14, 2019
Book Page	033940/000291
Instrument	137857

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	324 Months
Due	Oct 13, 2046

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4100 RYE MILL CT, CHARLOTTE, NC 28277-8650
Document Number	0000128063
Book / Page	032135 / 000871
Instrument Date	Sep 13, 2017
Transaction Type	Mortgage
Record Updated	Sep 28, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4100 RYE MILL CT CHARLOTTE NC 282778650, CHARLOTTE, NC 28277-8650

Mortgage

Document Number	0000128063
Date	Sep 21, 2017
Book Page	032135/000871
Instrument	128063

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 4100 Rye Mill Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1978–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4100 Rye Mill Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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