4100 Rio Grande Dr, Chico, CA 95973 Property Records

Butte County property record for 4100 Rio Grande Dr, Chico, CA 95973

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,304 sqft · built 1988
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$3,100 (2025)
Deeds & MortgagesMay 2021 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN047-780-028-000

Property Details

APN / Parcel Number

Primary APN047-780-028-000
Alternative APNs
  • 047350057000
  • 047-780-028

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Building Area2,304 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleContemporary
Construction TypeWood
Lot Area43,560 sqft

Location & Zoning

Old Parcel Number047-780-028
Street Address4100 RIO GRANDE DR
CityCHICO
StateCA
Zip95973-9474
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1
Legal Description4100 RIO GRANDE DR CANCELLED BUS ACCT
Legal SubdivisionLONE TREE
Legal Lot Number15
JurisdictionBUTTE CA
Township / Civil DivisionCHICO
Census Block Group1
Census Block1015
Census Tract1400

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4100 RIO GRANDE DR, CHICO, CA 95973-9474
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Apr 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 8, 1997
Transfer Doc0000033980
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address4100 RIO GRANDE DR, CHICO, CA 95973-9474
Transaction TypeMortgage
Record UpdatedJun 11, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4100 RIO GRANDE DR, CHICO, CA 95973-9474

Mortgage

Document Number0000023132
DateMay 20, 2021
Instrument2021-0023132
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address4100 RIO GRANDE DR, CHICO, CA 95973-9474
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015679
DateApr 16, 2020
Instrument2020-0015679
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCHICO, CA 95973
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$279,261 (+2%) Land $60,667 Building $218,594
2025$3,100.00 (+8.13%) Homeowner's exemption$273,786 (+4.04%) Land $59,478 Building $214,308
2024$883,440
2023$2,867.00 (+1.77%) Homeowner's exemption$263,156 Land $57,169 Building $205,987
2022$2,817.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Nearby Flood Policies39 in force
Nearby Flood Claims15 (1993–2025)
Claims Outside the SFHA6 of 15
Most Recent ClaimFeb 2025 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Dec 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 64% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: DigitalPath, unWired Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Rio Grande Dr

Nearby Streets

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