Lake County property record for 4100 Ramona St, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,089 sqft · built 1986 |
| Lot Size | 0.231 acres (10,080 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,207 (2023) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-022-A-00-005-0 |
| Primary APN | 27-A-022-A-00-005-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,089 sqft Living Area |
| Gross Area | 1,550 sqft |
| 1st Floor Area | 876 sqft |
| Basement Area | 192 sqft |
| Finished Basement | 192 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,080 sqft (0.231 acres) |
| Lot Dimensions | 84 ft deep x 120 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Patio Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 56 |
|---|---|
| Street Address | 4100 RAMONA ST |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 2 TRACT 4 |
| Legal Subdivision | POLO PARK ESTATES SUBDIVISION NO. 1 |
| Legal Tract | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 201500 |
4100 Ramona St is owned and occupied by an individual who acquired it in April 2021.
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4100 RAMONA ST, WILLOUGHBY, OH 44094-7968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2021 | Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP |
| May 12, 2017 | Deed of Trust, Mortgage RUSHMORE LN MGMT SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 19, 2021 |
| Transfer Doc | 0000013061 |
| Record Updated | Jun 7, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Apr 19, 2021 |
| Property Address | 4100 RAMONA ST, WILLOUGHBY, OH 44094-7968 |
| Document Number | 0000013061 |
| Map Reference | VOL 4 PG 9 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 2021R013061 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4100 RAMONA ST, WILLOUGHBY, OH 44094-7968 |
| Document Number | 0000013062 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021R013062 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4100 RAMONA ST, WILLOUGHBY, OH 44094-7968 |
| Document Number | 0000013022 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4100 RAMONA ST WILLOUGHBY OH 440947968, WILLOUGHBY, OH 44094-7968 |
| Document Number | 0000013022 |
|---|---|
| Date | May 22, 2017 |
| Instrument | 13022 |
| Name | RUSHMORE LN MGMT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92618 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 21, 2032 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,207.00 (+54.33%) Homeowner's exemption | $76,120 (-) Land $16,930 Building $59,190 | |
| 2022 | $4,670.00 Homeowner's exemption | $76,120 Land $16,930 Building $59,190 | |
| 2021 | $217,500 Land $48,380 Building $169,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4100 Ramona St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4100 Ramona St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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