4100 Palmer Ridge Rd, Proctor, WV 26055 Property Records

Wetzel County property record for 4100 Palmer Ridge Rd, Proctor, WV 26055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,080 sqft · built 2003
Lot Size	5.05 acres (219,978 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Jun 2020)
Tax Bill	$1,272 (2025)
Deeds & Mortgages	Nov 2025 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-7-0044.0001`

Property Details

APN / Parcel Number

Primary APN	`12-7-0044.0001`
Alternative APN	`52-12-7-0044.0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,080 sqft Living Area
1st Floor Area	3,760 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	219,978 sqft (5.05 acres)
Terrain	Below Road/Slope
View / Lot	High Traffic Area
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4100 PALMER RIDGE RD
City	PROCTOR
State	WV
Zip	26055-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.054 AC PALMER RIDGE
Jurisdiction	WETZEL WV
Township / Civil Division	2
Census Block Group	1
Census Block	1014
Census Tract	30400

Owner

Source: Wetzel County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4100 PALMER RIDGE RD, PROCTOR, WV 26055-1407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jun 2, 2020	Special Warranty Deed, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2020 · Amount on Record
Deed Sale	Jun 2, 2020 · Amount on Record
Deed Document Number	2020287995
Deed Book / Page	478 / 225
Last Transfer Date	Sep 23, 2025
Transfer Doc	0000524/54
Record Updated	Sep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WETZEL WV
Recording Date	Nov 20, 2025
Property Address	4100 PALMER RIDGE RD, PROCTOR, WV 26055-1407
Document Number	0000524/54
Book / Page	524 / 54
Instrument Date	Sep 30, 2025
Instrument	396819
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETZEL WV
Property Address	4100 PALMER RIDGE RD, PROCTOR, WV 26055-1407
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000435/256
Date	Mar 12, 2021
Book Page	435/256
Instrument	302040

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

June 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WETZEL WV
Recording Date	Jun 2, 2020
Property Address	4100 PALMER RIDGE RD, PROCTOR, WV 26055-1407
Document Number	000478/225
Book / Page	478 / 225
Map Reference	DB 368 PG 521
Instrument Date	Dec 16, 2019
Instrument	287995
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	VYLLA TITLE LLC, VYLLA TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 E SOUTH ST DOUGLASS RD130A, 1600, ANAHEIM, CA 92805-4903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	RR 1 BOX 137J, PROCTOR, WV 26055
Investor	Possibly a Property Investor

Mortgage

Document Number	0000287996
Date	Jun 2, 2020
Instrument	287996

Lender

Name	PRIMELENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wetzel County assessment roll, as of November 20, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Wetzel County
Unified School District	Wetzel County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,272.00 (+8.72%)	$110,880 (+8.32%) Land $12,300 Building $98,580	$184,800 (+8.32%) Land $20,500 Building $164,300
2023	$1,170.00	$102,360 Land $11,220 Building $91,140	$170,600 Land $18,700 Building $151,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 6, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1990–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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