4100 OCEAN LN ELK GROVE CA 957572552, ELK GROVE, CA 95757-2552
Mortgage
Document Number
2004211305
Date
Apr 21, 2020
Instrument
2004211305
Lender
Name
QUORUM FCU
Type
Credit Union
Address
PURCHASE, NY 10577
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 20, 2050
March 2020: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SACRAMENTO CA
Recording Date
Mar 11, 2020
Property Address
4100 OCEAN LN, ELK GROVE, CA 95757-2552
Document Number
2003111162
Instrument Date
Mar 5, 2020
Instrument
2003111162
Transaction Type
Transfer
Record Updated
Apr 9, 2020
Title Company
NORTH AMERICAN TITLE
Transaction
Tax
$0.00
Additional
Quitclaim
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Separate Estate/Property
Address
4100 OCEAN LN ELK GROVE CA 957572552, ELK GROVE, CA 95757-2552
Mortgage
Document Number
2003111163
Date
Mar 11, 2020
Instrument
2003111163
Lender
Name
HOME PT FIN'L
Address
PARSIPPANY, NJ 07054
Agreement
Amount
Amount on Record
Term
360 Months
Due
Mar 10, 2050
Tax Assessment & Valuation
The 2025 property tax bill for 4100 Ocean Ln was $8,092, up 0.9% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
Property Jurisdictions
Type
Name
State
California
County
Sacramento County
Municipality
Elk Grove City
Unified School District
Elk Grove Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$505,723 (+2%)Land $118,377Building $387,346
2025
$8,092.00 (+0.9%)
$495,807Land $116,056Building $379,751
2024
$8,020.00 (+2.61%)
2023
$7,816.00 (+2.01%)
$476,555Land $111,550Building $365,005
2022
$7,662.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 4100 Ocean Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
4 in force
Nearby Flood Claims
1 (2023)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 4100 Ocean Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood
0.07% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source
Surface water
Last State Inspection
Dec 2024
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 929 locations within half a mile, as of December 31, 2025