4100 Margate Dr, Fort Smith, AR 72903 Property Records

Sebastian County property record for 4100 Margate Dr, Fort Smith, AR 72903

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,620 sqft · built 2022
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$517,500 (Dec 2025)
Tax Bill	$3,313 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13947-0029-00000-00`

Property Details

APN / Parcel Number

Primary APN	`13947-0029-00000-00`
Alternative APN	`188043`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,620 sqft Living Area
Gross Area	3,471 sqft
1st Floor Area	2,620 sqft
Flooring	Carpet

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	106 ft deep x 147 ft wide
Garage Type	Attached
Garage Area	851 sqft
Driveway	Concrete Driveway
Driveway Area	1,581 sqft
Porch	Open Porch
Porch Area	241 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4100 MARGATE DR
City	FORT SMITH
State	AR
Zip	72903-3083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29
Legal Range	32
Legal Township	08
Legal Section	26
Legal Subdivision	HORSESHOE RIDGE
Legal Block	1
Legal Lot Number	29
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	1
Census Block	1011
Census Tract	1102

Owner

Source: Sebastian County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4100 MARGATE DR, FORT SMITH, AR 72903-3083
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Jun 15, 2022	Warranty Deed, Subdivision Related Transfer · ARM REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2025 · Amount on Record
Deed Sale	Dec 2, 2025 · Amount on Record
Prior Sale	Jun 15, 2022 · Amount on Record
Deed Document Number	202523314
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Dec 2, 2025
Property Address	4100 MARGATE DR, FORT SMITH, AR 72903-3083
Document Number	0202523314
Instrument Date	Nov 26, 2025
Instrument	2025-23314
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,709.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4100 MARGATE DR, FORT SMITH, AR 72903-3083

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 MARGATE DR, FORT SMITH, AR 72903-3083

Mortgage

Document Number	0202523315
Date	Dec 2, 2025
Instrument	2025-23315

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Jun 15, 2022
Property Address	4100 MARGATE DR, FORT SMITH, AR 72903-3083
Document Number	2022F14696
Instrument Date	Jun 14, 2022
Instrument	2022F-14696
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 16, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,646.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4916 OAK HOLLOW LN, FORT SMITH, AR 72903-6741

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4100 MARGATE DR, FORT SMITH, AR 72903-3083

Mortgage

Document Number	2022F14697
Date	Jun 15, 2022
Instrument	2022F-14697

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	9.5%
Index	Other
Max Rate	9.5%

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,313.00 (-4.74%)	$88,057 (-) Land $8,000 Building $80,057	$440,285 (-) Land $40,000 Building $400,285
2025	$3,478.00 (+20.47%) Homeowner's exemption	$88,057 (+54.32%) Land $8,000 Building $80,057	$440,285 (+54.32%) Land $40,000 Building $400,285
2023	$2,887.00 Homeowner's exemption	$57,062 Land $6,000 Building $51,062	$285,310 Land $30,000 Building $255,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 68% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Right Fiber.

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