4100 Lk Cir S, Mobile, AL 36693 Property Records

Mobile County property record for 4100 Lk Cir S, Mobile, AL 36693

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,818 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$248,000 (Sep 2021)
Tax Bill	$1,738 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R023301023001035`

Property Details

APN / Parcel Number

Primary APN	`R023301023001035`
Alternative APNs	`33 01 02 3 001 035.XXX` `01059419` `1059419`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,818 sqft Living Area
1st Floor Area	1,818 sqft
Basement Area	540 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	1,104 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	257 sqft
Deck Area	262 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1059419
Old Parcel Number	R023301023001035
Street Address	4100 LAKE CIR S
City	MOBILE
State	AL
Zip	36693-4413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 HOLLY SPRINGS SUB MBK 9 P 56 #SEC 02 T5S R2W #MP33 01 02 3 001
Legal Range	02W
Legal Township	05S
Legal Section	02
Legal Subdivision	HOLLY SPRINGS
Legal Lot Number	40
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1007
Census Tract	3100

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	4100 LAKE CIR S, MOBILE, AL 36693-4413
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Nov 7, 2022	Deed, Transfer
Sep 23, 2021	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Sep 25, 2018	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 23, 2021 · Amount on Record
Deed Sale	Sep 23, 2021 · Amount on Record
Prior Sale	Sep 23, 2021 · Amount on Record
Deed Document Number	0000063199
Last Transfer Date	Nov 7, 2022
Transfer Doc	0000070495
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Recording Date	Aug 11, 2026
Property Address	4100 LAKE CIR S, MOBILE, AL 36693-4413
Document Number	0000048875
Instrument Date	Aug 6, 2026
Instrument	202648875
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 LAKE CIR S, MOBILE, AL 36693-4413

Mortgage

Document Number	0000048875,
Date	Aug 11, 2026
Instrument	202648875

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MOBILE AL
Recording Date	Nov 7, 2022
Property Address	4100 LAKE CIR S, MOBILE, AL 36693-4413
Document Number	0000070495
Map Reference	DOC 2021063199
Instrument Date	Nov 7, 2022
Instrument	2022070495
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4100 LAKE CIR S, 4100, MOBILE, AL 36693-4413

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4100 LAKE CIR S, MOBILE, AL 36693-4413

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Sep 23, 2021
Property Address	4100 LAKE CIR S, MOBILE, AL 36693-4413
Document Number	0000063199
Map Reference	MB 9 PG 56
Instrument Date	Sep 14, 2021
Instrument	2021063199
Transaction Type	Transfer
Record Updated	Oct 6, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4233 WATERFORD LN, 4233, TRUSSVILLE, AL 35173-1567

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4100 LAKE CIR S, MOBILE, AL 36693-4413

Mortgage

Document Number	0000063200
Date	Sep 23, 2021
Instrument	2021063200

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	4100 LAKE CIR S, MOBILE, AL 36693-4413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055457
Date	Sep 25, 2018
Book Page	7683/1619
Instrument	2018055457

Lender

Name	REGIONS BANK
Type	Bank
Address	MOBILE, AL 36693

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 17, 2033

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,738.00 (-1.81%) Homeowner's exemption	$28,270 (-1.7%) Land $5,100 Building $23,170	$282,700 (-1.7%) Land $51,000 Building $231,700
2024	$1,770.00 (+14.27%) Homeowner's exemption	$28,760 (+13.77%) Land $5,270 Building $23,490	$287,600 (+13.77%) Land $52,700 Building $234,900
2023	$1,549.00 Homeowner's exemption	$25,280 Land $4,680 Building $20,600	$252,800 Land $46,800 Building $206,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	78 (1978–2012)
Claims Outside the SFHA	52 of 78
Most Recent Claim	Jul 2012 · rainfall accumulation
Claims by Event	Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 2 claims Hurricane Elena, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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