4100 Lakeview Dr, Sebring, FL 33870 Property Records

Highlands County property record for 4100 Lakeview Dr, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,507 sqft · built 2020
Lot Size	0.58 acres (25,283 sqft)
Owner	2 Individual Names on Record
Tax Bill	$435 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S254802041800100`

Property Details

APN / Parcel Number

Primary APN	`S254802041800100`
Alternative APN	`S-25-34-28-020-4180-0100`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,507 sqft Living Area
Gross Area	3,257 sqft
1st Floor Area	2,507 sqft
Flooring	Tile

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	25,283 sqft (0.58 acres)
Lot Dimensions	203 ft deep x 87 ft wide
View / Lot	Water
Garage Type	Attached
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	2,809 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Deck Area	480 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	140 sqft
Gazebo	384 sqft
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4100 LAKEVIEW DR
City	SEBRING
State	FL
Zip	33870-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	HIGHLAND TOWERS SUB PB 2-PG 101 LOT 10 BLK 418 + PORT BLK O BETWEEN BLVD + LAKE
Legal Range	28E
Legal Township	34S
Legal Section	25
Legal Subdivision	HIGHLAND TOWERS
Legal Block	418,O
Legal Lot Number	10
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2040
Census Tract	960700

Owner

Source: Highlands County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 8971, SEBRING, FL 33872-0133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Jan 5, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 3, 2019	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL RESOURCES INC
Oct 6, 2021	Intrafamily Transfer, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Nov 9, 2018	Special Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2021
Deed Sale	Oct 6, 2021
Prior Sale	Nov 9, 2018 · Amount on Record
Deed Document Number	20212057436
Deed Book / Page	2856 / 454
Prior Transfer Date	Sep 30, 2021
Prior Transfer Doc	0002057436
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4100 LAKEVIEW DR, SEBRING, FL 33870-2037
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 LAKEVIEW DR, SEBRING, FL 33870-2037

Mortgage

Document Number	0002293745
Date	Jan 2, 2026
Book Page	3165/1409
Instrument	2293745

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4100 LAKEVIEW DR, SEBRING, FL 33870-2037
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8971, SEBRING, FL 33872-0133
Investor	Possibly a Property Investor

Mortgage

Document Number	0002131094
Date	Jan 5, 2023
Book Page	2950/941
Instrument	2131094

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4100 LAKEVIEW DR, SEBRING, FL 33870-2037
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001958735
Date	Oct 3, 2019
Book Page	2716/0548
Instrument	1958735

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 6, 2021
Property Address	4100 LAKEVIEW DR, SEBRING, FL 33870-2037
Document Number	0002057436
Book / Page	2856 / 454
Map Reference	MB 2 PG 101
Instrument Date	Sep 30, 2021
Instrument	2057436
Transaction Type	Transfer
Record Updated	May 4, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 8971, LAKE PLACID, FL 33852
Investor	Possibly a Property Investor

Mortgage

Document Number	0002856456
Date	Oct 6, 2021
Instrument	2856/456

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

November 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 9, 2018
Property Address	4100 LAKEVIEW DR, SEBRING, FL 33870-2037
Document Number	0001917909
Book / Page	2664 / 0319
Map Reference	MB2 PG101
Instrument Date	Nov 9, 2018
Instrument	1917909
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 453, LAKE PLACID, FL 33862-0453
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$435.00 (+10.13%) Veteran's exemption	$394,491 (+16.79%)	$573,794 (+20.16%) Land $174,000 Building $399,794
2024	$395.00 (-93.52%)
2023	$6,092.00 (+4.51%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$337,792 (+3%)	$477,526 (+12.32%) Land $174,000 Building $303,526
2022	$5,829.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$327,953	$425,149 Land $130,500 Building $294,649

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (2017–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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