4100 Kesteven Dr, Birmingham, AL 35242 Property Records

Shelby County property record for 4100 Kesteven Dr, Birmingham, AL 35242

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,093 sqft · built 1993
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Jul 2025)
Tax Bill	$2,588 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`039290002096000`

Property Details

APN / Parcel Number

Primary APN	`039290002096000`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,093 sqft Heated Area
1st Floor Area	2,179 sqft
Upper Floors Area	339 sqft
Basement Area	1,481 sqft
Finished Basement	678 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	160 ft deep x 125 ft wide
Garage Type	Basement
Porch	Slab
Deck Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4100 KESTEVEN DR
City	BIRMINGHAM
State	AL
Zip	35242-5842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 29 18S 01W NBRHD: 01 BROOK HIGHLAND R-2
Legal Range	01W
Legal Township	18S
Legal Section	29
Legal Subdivision	BROOK HIGHLAND 6TH SECTOR 4TH PHASE RESU
Legal Lot Number	154-A
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2003
Census Tract	30221

Owner

4100 Kesteven Dr is owned and occupied by two individuals who bought it in July 2025.

Source: Shelby County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4100 KESTEVEN DR, BIRMINGHAM, AL 35242-5842
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 20, 2018	Deed of Trust, Mortgage · Line of Credit HONDA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2025 · Amount on File
Deed Sale	Jul 2, 2025 · Amount on File
Prior Sale	Jun 9, 2004 · Amount on File
Deed Document Number	2025200190
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Recording Date	Apr 3, 2026
Property Address	4100 KESTEVEN DR, BIRMINGHAM, AL 35242-5842
Document Number	0000097490
Instrument Date	Mar 28, 2026
Instrument	202697490
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4100 KESTEVEN DR, BIRMINGHAM, AL 35242-5842
Investor	Possibly a Property Investor

Mortgage

Document Number	0000097490,
Date	Apr 3, 2026
Instrument	202697490

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	4100 KESTEVEN DR, BIRMINGHAM, AL 35242-5842
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000133400
Date	Apr 20, 2018
Instrument	20180420000133400

Lender

Name	HONDA FCU
Type	Credit Union
Address	MARYSVILLE, OH 43040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 15, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 4100 Kesteven Dr was $2,588 with a homeowner's exemption, up 21.7% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,588.00 (+21.67%) Homeowner's exemption
2025	$2,127.00	$48,360	$483,500 Land $105,000 Building $378,500
2023	$1,705.00 Homeowner's exemption	$45,300	$453,000 Land $95,000 Building $358,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4100 Kesteven Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4100 Kesteven Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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