4100 Isabella Cir, Windermere, FL 34786 Property Records

Orange County property record for 4100 Isabella Cir, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	6 bd · 7.5 ba · 6,533 sqft · built 2019
Lot Size	0.5 acres (21,799 sqft)
Owner	2 Individual Names on File
Last Sale	$2,542,953 (May 2019)
Tax Bill	$40,997 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-23-27-0570-00-830`

Property Details

APN / Parcel Number

Primary APN	`12-23-27-0570-00-830`
Alternative APNs	`272312057000830` `138503` `139359` `140875`

Interior

Bedrooms	6 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,533 sqft Living Area
Gross Area	10,747 sqft
1st Floor Area	4,562 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	21,799 sqft (0.5 acres)
Garage Type	Attached
Garage Area	1,024 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Finished/Open Porch
Porch Area	1,417 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4100 ISABELLA CIR
City	WINDERMERE
State	FL
Zip	34786-9521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSTD R-CE-
Legal Description	CASABELLA PHASE 2 85/95 LOT 83
Legal Range	27E
Legal Township	23S
Legal Section	12
Legal Subdivision	CASABELLA PH 2
Legal Phase	2
Legal Tract	570
Legal Lot Number	83
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1013
Census Tract	17115

Owner

4100 Isabella Cir is owned and occupied by two individuals who bought it in May 2019.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4100 ISABELLA CIR, WINDERMERE, FL 34786-9521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2019 · Amount on File
Deed Sale	May 8, 2019 · Amount on File
Deed Document Number	2019287130
Record Updated	Jun 8, 2026

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 8, 2019
Property Address	4100 ISABELLA CIR, WINDERMERE, FL 34786-9521
Document Number	0000287130
Map Reference	MB 85 PG 95-99
Instrument Date	Apr 26, 2019
Instrument	20190287130
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	WESTMINSTER ABSTRACT CO DBA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,801.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 GIBRALTAR RD, 250, HORSHAM, PA 19044-2323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 ISABELLA CIR, WINDERMERE, FL 34786-9521

Mortgage

Document Number	0000287131
Date	May 8, 2019
Instrument	20190287131

Lender

Name	TBI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4100 Isabella Cir was $40,997, up 3.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,585,627 (+2.7%)	$3,114,990 (-1.3%) Land $350,000 Building $2,764,990
2025	$40,997.00 (+3.07%) Homeowner's exemption	$2,517,650	$3,156,060 Land $350,000 Building $2,806,060
2024	$39,777.00 (+7.21%)
2023	$37,102.00 (+2.85%) Homeowner's exemption	$2,375,433 (+3%)	$2,668,268 (+15.7%) Land $350,000 Building $2,318,268
2022	$36,075.00 Homeowner's exemption	$2,306,246 Land $350,000 Building $1,956,246	$2,306,246 Land $350,000 Building $1,956,246

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4100 Isabella Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4100 Isabella Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink Fiber	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20