Highlands County property record for 4100 Higson Ave, Sebring, FL 33875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,443 sqft · built 1982 |
| Lot Size | 0.275 acres (11,997 sqft) |
| Owner | Individual Name on File |
| Last Sale | $134,500 (Apr 2015) |
| Tax Bill | $1,912 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C025803007500050 |
| Primary APN | C025803007500050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,443 sqft Living Area |
| Gross Area | 3,019 sqft |
| 1st Floor Area | 2,443 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 11,997 sqft (0.275 acres) |
| Lot Dimensions | 240 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Enclosed Pool |
| Porch | Open Porch |
| Porch Area | 434 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4100 HIGSON AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-4813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LAKEWOOD TERRACE SH 1 PB 2 PG 50 LOTS 5 + 6 BLK 75 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 02 |
| Legal Subdivision | LAKEWOOD TERRACE SHEET 1 |
| Legal Block | 75 |
| Legal Lot Number | 5,6 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 961301 |
4100 Higson Ave is owned and occupied by an individual who bought it in April 2015.
Source: Highlands County records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4100 HIGSON AVE, SEBRING, FL 33875-4813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION |
| Nov 14, 2019 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2015 · Amount on File |
| Deed Sale | Apr 27, 2015 · Amount on File |
| Deed Document Number | 20151771101 |
| Deed Book / Page | 2474 / 353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 8, 2026 |
| Property Address | 4100 HIGSON AVE, SEBRING, FL 33875-4813 |
| Document Number | 0002307286 |
| Book / Page | 3184 / 1094 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 20262307286 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4100 HIGSON AVE, SEBRING, FL 33875-4813 |
| Document Number | 0002307286, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 3184/1094 |
| Instrument | 20262307286 |
| Name | MIDFLORIDA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2041 |
| Rate | 5.44% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4100 HIGSON AVE, SEBRING, FL 33875-4813 |
| Document Number | 0001965222 |
| Instrument Date | Nov 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4100 HIGSON AVE SEBRING FL 338754813, SEBRING, FL 33875-4813 |
| Document Number | 0001965222 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 002725/000226 |
| Instrument | 1965222 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 24, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $155,096 | $286,338 Land $24,132 Building $262,206 | |
| 2024 | $1,912.00 (+6.28%) | ||
| 2023 | $1,799.00 (+2.22%) Homeowner's exemption | $142,401 (+3%) | $252,587 (+11.1%) Land $14,850 Building $237,737 |
| 2022 | $1,760.00 Homeowner's exemption | $138,253 | $227,347 Land $14,850 Building $212,497 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4100 Higson Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 6 (2004–2025) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4100 Higson Ave is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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