4100 Grace Chapel Rd, Granite Falls, NC 28630 Property Records

Caldwell County property record for 4100 Grace Chapel Rd, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,082 sqft · built 2025
Lot Size	8.9 acres (387,684 sqft)
Owner	2 Individual Names on File
Last Sale	$107,000 (Jul 1999)
Tax Bill	$2,072 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08111 1 7A`

Property Details

APN / Parcel Number

Primary APN	`08111 1 7A`
Alternative APN	`139271`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,082 sqft Heated Area
Gross Area	1,674 sqft
1st Floor Area	1,082 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	387,684 sqft (8.9 acres)
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	139271
Street Address	4100 GRACE CHAPEL RD
City	GRANITE FALLS
State	NC
Zip	28630-9541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2000 PG 756 YR 20 ST 0.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1025
Census Tract	31302

Owner

4100 Grace Chapel Rd is owned by two individuals who bought it in July 1999.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4082 GRACE CHAPEL RD, GRANITE FALLS, NC 28630-9543
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit TAYLORSVILLE SAVINGS BANK SSB
Oct 5, 2020	Warranty Deed, Transfer TAYLORSVILLE SVG BK SSB
Oct 11, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 1999 · Amount on File
Deed Sale	Jul 27, 1999 · Amount on File
Deed Book / Page	1271 / 377
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4100 GRACE CHAPEL RD, GRANITE FALLS, NC 28630-9541
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021462181
Date	Oct 8, 2025
Book Page	2146/2181
Instrument	10111708

Lender

Name	TAYLORSVILLE SAVINGS BANK SSB
Type	Bank
Address	4708 NC HIGHWAY 90 E, HIDDENITE, NC 28636

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 15, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 5, 2020
Property Address	4100 GRACE CHAPEL RD, GRANITE FALLS, NC 28630-9541
Document Number	0010048962
Book / Page	002000 / 000756
Instrument Date	Oct 2, 2020
Instrument	10048962
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	50 SHIPWATCH DR HICKORY NC 286018805, HICKORY, NC 28601-8805

Mortgage

Document Number	10048963
Date	Oct 5, 2020
Book Page	002000/000759
Instrument	10048963

Lender

Name	TAYLORSVILLE SVG BK SSB
Type	Federal Savings Bank
Address	HIDDENITE, NC 28636

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2050

Interest

Rate Type	Adjustable Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 11, 2019
Property Address	4100 GRACE CHAPEL RD, GRANITE FALLS, NC 28630-9541
Document Number	0010037528
Book / Page	001973 / 000782
Instrument Date	Oct 10, 2019
Instrument	10037528
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2026 property tax bill for 4100 Grace Chapel Rd was $2,072, up 315.2% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,072.00 (+315.23%)	$343,500 (+331.53%) Land $92,600 Building $250,900
2025	$499.00	$79,600 Land $79,600	$343,500 Land $92,600 Building $250,900
2023		$71,900 (-) Land $71,900	$71,900 (-) Land $71,900
2022	$507.00	$71,900 Land $71,900	$71,900 Land $71,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4100 Grace Chapel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4100 Grace Chapel Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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