4100 Gatesford Circle Dr, Troy, MI 48085 Property Records

Oakland County property record for 4100 Gatesford Circle Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,131 sqft · built 1968
Lot Size0.32 acres (13,939 sqft)
Owner2 Trust Names on File
Tax Bill$3,479 (2025)
Deeds & MortgagesSep 2025 Transfer
Mar 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN88-20-13-377-011

Property Details

APN / Parcel Number

Primary APN88-20-13-377-011

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,131 sqft Living Area
1st Floor Area1,159 sqft
Basement Area1,159 sqft
Finished Basement1,159 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions128 ft deep x 108 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area110 sqft
Deck Area108 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4100 GATESFORD CIRCLE DR
CityTROY
StateMI
Zip48085-3671
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 13 MT. VERNON ESTATES SUB LOT 214
Legal Range11E
Legal Township2N
Legal Section13
Legal SubdivisionMT VERNON ESTATES
Legal Lot Number214
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2007
Census Tract197900

Owner

4100 Gatesford Circle Dr is owner-occupied and held in a trust since August 2025.

Source: Oakland County records, as of August 21, 2026

Owner of Record2 Trust Names on File
Mailing Address4100 GATESFORD CIRCLE DR, TROY, MI 48085-3671
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2025Intrafamily Transfer, Transfer
Mar 14, 2018Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 29, 2025
Transfer Doc0000120378
Record UpdatedOct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateSep 25, 2025
Property Address4100 GATESFORD CIRCLE DR, TROY, MI 48085-3671
Document Number0000120378
Book / Page60552 / 878
Map ReferenceLB 116 PG 13-17
Instrument DateAug 29, 2025
Instrument120378
Transaction TypeTransfer
Record UpdatedOct 6, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4100 GATESFORD CIRCLE DR, TROY, MI 48085-3671

Transferred To (Grantee/Buyer)

NameVerified Name
Address4100 GATESFORD CIRCLE DR, TROY, MI 48085-3671

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4100 GATESFORD CIRCLE DR, TROY, MI 48085-3671
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039760
DateMar 14, 2018
Book Page51632/00585
Instrument39760
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 4100 Gatesford Circle Dr was $3,479 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,479.00
2023$321,260
2022$3,618.00$160,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4100 Gatesford Circle Dr in Zone X, an area of moderate flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1982–2019)
Most Recent ClaimAug 2019 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4100 Gatesford Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

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