4100 Fergus St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 4100 Fergus St, Cincinnati, OH 45223

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 2 ba · 2,744 sqft · built 1888
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on Record
Last Sale	$286,000 (Sep 2017)
Tax Bill	$1,716 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`221-0019-0183-00`

Property Details

APN / Parcel Number

Primary APN	`221-0019-0183-00`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,744 sqft Living Area
Gross Area	5,180 sqft
1st Floor Area	1,372 sqft
2nd Floor Area	1,372 sqft
Attic	Attic
Attic Area	1,064 sqft
Basement Area	1,372 sqft

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	115 ft deep x 105 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4100 FERGUS ST
City	CINCINNATI
State	OH
Zip	45223-2123
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	SF2
Legal Description	4100-2 FERGUS ST 43.03 X 115 IRR SW PT BLK 183 J C LUDLOWS
Legal Subdivision	LUDLOW
Legal Block	183
Legal Lot Number	19
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1011
Census Tract	7400

Owner

Source: Hamilton County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4100 FERGUS ST, CINCINNATI, OH 45223-2123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 21, 2017	Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2017 · Amount on Record
Deed Sale	Sep 21, 2017 · Amount on Record
Prior Sale	Mar 3, 2005 · Amount on Record
Deed Document Number	201786283
Last Transfer Date	Apr 13, 2021
Transfer Doc	0000125689
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Oct 15, 2021
Property Address	4100 FERGUS ST, CINCINNATI, OH 45223-2123
Document Number	0000125689
Book / Page	14524 / 2339
Map Reference	MB 2 PG 132
Instrument Date	Apr 13, 2021
Instrument	2021-0125689
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 FERGUS ST, CINCINNATI, OH 45223-2123

Mortgage

Document Number	0000125690
Date	Oct 15, 2021
Instrument	2021-0125690

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	May 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 21, 2017
Property Address	4100 FERGUS ST, CINCINNATI, OH 45223-2123
Document Number	0000006283
Map Reference	MB 2 PG 132
Instrument Date	Sep 5, 2017
Instrument	17-0086283
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	SOJOURNER S TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4100 FERGUS ST, CINCINNATI, OH 45223-2123

Mortgage

Document Number	0000006284
Date	Sep 21, 2017
Instrument	17-0086284

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,716.00 (+3.06%)	$122,451 (-) Land $25,417 Building $97,034	$349,860 (-) Land $72,620 Building $277,240
2024	$1,665.00 (-2.17%)	$122,451 (-) Land $25,417 Building $97,034
2023	$1,702.00 (+62.4%)	$122,451 (+22.33%) Land $25,417 Building $97,034	$349,860 (+22.33%) Land $72,620 Building $277,240
2022	$1,048.00 Homeowner's exemption	$100,100 Land $13,160 Building $86,940
2020			$286,000 Land $37,600 Building $248,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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