4100 Faredale Ln, Saint Charles, MO 63304 Property Records

St. Charles County property record for 4100 Faredale Ln, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1962
Lot Size	0.459 acres (20,000 sqft)
Owner	Company Name on Record
Tax Bill	$2,645 (2025)
Deeds & Mortgages	Dec 2019 Second Mortgage Nov 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`582180A000`

Property Details

APN / Parcel Number

Primary APN	`582180A000`
Alternative APN	`3-0041-4257-00-0001.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Finished Basement	288 sqft

Exterior

Year Built	Built 1962
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	20,000 sqft
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Porch	Porch
Porch Area	220 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	582180A000
Old Parcel Number	582180A000
Street Address	4100 FAREDALE LN
City	SAINT CHARLES
State	MO
Zip	63304-7405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	FAREDALE SUB LOT 1
Legal Range	04E
Legal Township	46N
Legal Subdivision	FAREDALE
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	1
Census Block	1006
Census Tract	311132

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	4100 FAREDALE LN, SAINT CHARLES, MO 63304-7405
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU
Nov 20, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU
Aug 3, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Prior Sale	Nov 7, 2001 · Amount on Record
Last Transfer Date	Aug 3, 2022
Transfer Doc	0000043135
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4100 FAREDALE LN, SAINT CHARLES, MO 63304-7405
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000741370
Date	Dec 26, 2019
Book Page	7204/1892
Instrument	20191226000741370

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 30, 2034

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4100 FAREDALE LN, SAINT CHARLES, MO 63304-7405
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 FAREDALE LN, SAINT CHARLES, MO 63304-7405

Mortgage

Document Number	0000090704
Date	Nov 20, 2020
Instrument	2020R-090704

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 30, 2035

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Aug 3, 2022
Property Address	4100 FAREDALE LN, SAINT CHARLES, MO 63304-7405
Document Number	0000043135
Map Reference	MB 6 PG 48
Instrument Date	Aug 2, 2022
Instrument	2022R-043135
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4100 FAREDALE LN, 4100, SAINT CHARLES, MO 63304-7405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 FAREDALE LN, SAINT CHARLES, MO 63304-7405

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,645.00	$44,425 (+10.71%)	$233,817 (+10.71%)
2023		$40,127
2022			$211,195 Building $211,195

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	26 (1979–2019)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 5 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 3 claims Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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