4100 Evergreen Cir, Waco, TX 76710 Property Records

McLennan County property record for 4100 Evergreen Cir, Waco, TX 76710 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,530 sqft · built 1963
Lot Size	2.02 acres (88,266 sqft)
Owner	Individual Name on File
Tax Bill	$8,308 (2024)
Deeds & Mortgages	Aug 2019 Mortgage Sep 2018 Loan Modification + 2 more
Flood Zone	Zone AE (high risk)
APN	`480442010043000`

Property Details

APN / Parcel Number

Primary APN	`480442010043000`
Alternative APNs	`4804420100430000111` `197416`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,530 sqft Living Area
1st Floor Area	2,502 sqft
2nd Floor Area	1,028 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1989
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	88,266 sqft (2.02 acres)
Driveway	Driveway
Driveway Area	920 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	936 sqft
Fence	Fence
Storage Building	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	197416
Old Parcel Number	4804420100430000111
Street Address	4100 EVERGREEN CIR
City	WACO
State	TX
Zip	76710-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE OAKS LOT 15 BLOCK A ACRES 2.0263
Legal Subdivision	WHITE OAKS
Legal Block	A
Legal Lot Number	15
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2009
Census Tract	2800

Owner

Source: McLennan County records · APN 480442010043000

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4100 EVERGREEN CIR, WACO, TX 76710-2127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Sep 06, 2018	Loan Modification, Mortgage CENTRAL NAT'L BK
Jun 11, 2018	Deed of Trust, Mortgage CENTRAL NAT'L BK
May 04, 2018	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 04, 2018
Deed Sale	May 04, 2018
Deed Document Number	2018014670
Record Updated	Jun 08, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4100 EVERGREEN CIR, WACO, TX 76710-2127
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026621
Date	Aug 12, 2019
Instrument	2019026621

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	4100 EVERGREEN CIR, WACO, TX 76710-2127
Document Number	0000032225
Instrument Date	Sep 06, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4100 EVERGREEN CIR WACO TX 767102127, WACO, TX 76710-2127

Mortgage

Document Number	0000032225
Date	Sep 11, 2018
Instrument	32225

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 10, 2038

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4100 EVERGREEN CIR, WACO, TX 76710-2127
Document Number	0000020433
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 EVERGREEN CIR WACO TX 767102127, WACO, TX 76710-2127

Mortgage

Document Number	0000020433
Date	Jun 20, 2018
Instrument	20433

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount Recorded

May 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 04, 2018
Property Address	4100 EVERGREEN CIR, WACO, TX 76710-2127
Document Number	0000014670
Map Reference	VOL920 PG394
Instrument Date	May 04, 2018
Instrument	2018014670
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	TX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 EVERGREEN CIR, WACO, TX 76710-2127

Mortgage

Document Number	0000014671
Date	May 04, 2018
Instrument	2018014671

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$435,000 (-22.7%) Land $41,360 Building $393,640	$435,000 (-22.7%) Land $41,360 Building $393,640
2024	$8,308.00 (+5.14%)
2023		$562,770 Land $41,360 Building $521,410	$562,770 Land $41,360 Building $521,410
2022	$7,902.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090028002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2007–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2015, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 293 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Radiate Holdings	Cable	1,500 / 50
Spectrum	Cable	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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