4100 Earnscliff Ave, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4100 Earnscliff Ave, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,267 sqft · built 1999
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Company Names on File
Last Sale	$699,000 (Jun 2013)
Tax Bill	$10,426 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`246-0212-007-0000`

Property Details

APN / Parcel Number

Primary APN	`246-0212-007-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,267 sqft Living Area
Gross Area	3,447 sqft
1st Floor Area	3,161 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	13,068 sqft (0.3 acres)
Garage Area	1,016 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4100 EARNSCLIFF AVE
City	FAIR OAKS
State	CA
Zip	95628-7606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	POR LOT 2 BLK 48 FAIR OAKS CITY PT OF BEG IS LOCS 24%53E 107.93 FR THE NW COR OF SD LOT 2 TH FR SD P O B NW COR OF SD LOT 2
Legal Subdivision	FAIR OAKS
Legal Block	48
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4033
Census Tract	8009

Owner

4100 Earnscliff Ave is owned by a company that acquired it in January 2025.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Company Names on File
Mailing Address	4100 EARNSCLIFF AVE, FAIR OAKS, CA 95628-7606
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2013 · Amount on File
Deed Sale	Jun 28, 2013 · Amount on File
Prior Sale	Jan 26, 2012 · Amount on File
Deed Book / Page	20130628 / 1633
Last Transfer Date	Jan 30, 2025
Transfer Doc	2025000817
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4100 EARNSCLIFF AVE, FAIR OAKS, CA 95628-7606
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 EARNSCLIFF AVE, FAIR OAKS, CA 95628-7606

Mortgage

Document Number	0000000182
Date	Feb 5, 2021
Instrument	202102050182

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4100 Earnscliff Ave was $10,426, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$877,972 (+2%) Land $267,535 Building $610,437
2025	$10,426.00 (+0.75%)	$860,758 Land $262,290 Building $598,468
2024	$10,348.00 (+3.08%)
2023	$10,039.00 (+0.36%)	$827,336 Land $252,106 Building $575,230
2022	$10,003.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4100 Earnscliff Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4100 Earnscliff Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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