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4100 Derby Pl, Oviedo, FL 32765 Property Records

Seminole County property record for 4100 Derby Pl, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,028 sqft · built 1986
Lot Size0.338 acres (14,701 sqft)
Owner2 Company Names on Record
Last Sale$100 (Dec 2012)
Tax Bill$2,670 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN32-21-31-501-0000-0220

Property Details

APN / Parcel Number

Primary APN32-21-31-501-0000-0220
Alternative APN
  • 21313250100000220

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,028 sqft Living Area
Gross Area2,501 sqft
1st Floor Area1,318 sqft
Upper Floors Area710 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,701 sqft (0.338 acres)
Garage TypeAttached
Garage Area473 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area579 sqft
Patio Area952 sqft
Utility Building35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address4100 DERBY PL
CityOVIEDO
StateFL
Zip32765-7560
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1AA
Legal DescriptionLOT 22 FOXCHASE PH 1 PB 32 PGS 72 & 73
Legal Range31E
Legal Township21S
Legal Section32
Legal SubdivisionFOXCHASE PH 1
Legal Tract501
Legal Lot Number22
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2000
Census Tract21317

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4100 DERBY PL, OVIEDO, FL 32765-7560
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2012 · Amount on Record
Deed SaleDec 1, 2012 · Amount on Record
Prior SaleJan 1, 1986 · Amount on Record
Deed Book / Page7971 / 1761
Last Transfer DateDec 27, 2012
Transfer Doc0079711761
Record UpdatedJun 8, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address4100 DERBY PL, OVIEDO, FL 32765-7560
Document Number0092400728
Instrument DateOct 17, 2018
Transaction TypeMortgage
Record UpdatedNov 9, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4100 DERBY PL OVIEDO FL 327657560, OVIEDO, FL 32765-7560

Mortgage

Document Number0092400728
DateOct 29, 2018
Book Page009240/000728
Instrument124010
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 28, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,670.00 (+10.33%) Homeowner's exemption$207,567 (+5.99%)$439,549 (+1.61%) Land $115,000 Building $324,549
2023$2,420.00 (+2.76%) Homeowner's exemption$195,842 (+3%)$432,595 (+12.69%) Land $115,000 Building $317,595
2022$2,355.00 Homeowner's exemption$190,138$383,894 Land $83,000 Building $300,894

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims3 (2022)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEMINOLE COUNTY SOUTHEAST
serves 70,040 people · EPA ID FL3590571
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

May also be available: CenturyLink, Verizon, Xfinity.

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