Okaloosa County property record for 4100 Dancing Cloud Ct, Unit 278, Destin, FL 32541 · Last verified December 2025
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,013 sqft Heated Area |
| Lot Size | 17.8 acres |
| Last Sale | $285,000 (2025) |
| Tax Bill | $2,208.00 (2025) |
| Primary APN | C56-000-598-8871-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,013 sqft Heated Area |
| Year Built | Built 1999 |
|---|---|
| Lot Area | 775,514 sqft |
| Street Address | 4100 DANCING CLOUD CT UNIT 278, 278 |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3396 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | INDIAN LAKE CONDO UNIT 278 BLDG 6 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | INDIAN LAKE CONDO |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | FORT WALTON BEACH |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 23304 |
Source: Okaloosa County records · APN C56-000-598-8871-9
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 14010 FILLMORE DR, THORNTON, CO 80602-8873 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA |
| Apr 06, 2023 | Warranty Deed, Transfer WAYPOINT TITLE, WAYPOINT TITLE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2025 · Amount on Record |
| Deed Sale | Apr 29, 2025 · Amount on Record |
| Prior Sale | Apr 06, 2023 · Amount on Record |
| Deed Doc Number | 3750730 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 29, 2025 |
| Property Address | 4100 DANCING CLOUD CT UNIT 278, 278, DESTIN, FL 32541-3396 |
| Document Number | 0003750730 |
| Map Reference | MB 2671 PG 3647 |
| Instrument Date | Apr 25, 2025 |
| Instrument | 3750730 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7229 W HIGGINS AVE UNIT 603, 603, CHICAGO, IL 60656-1864 |
| Name | Verified Name |
|---|---|
| Address | 14010 FILLMORE DR, THORNTON, CO 80602-8873 |
| Document Number | 0003750731 |
|---|---|
| Date | Apr 29, 2025 |
| Instrument | 3750731 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 05, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | May 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.12% |
| Max Rate At Change | 9.12% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 12.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Apr 06, 2023 |
| Property Address | 4100 DANCING CLOUD CT UNIT 278, 278, DESTIN, FL 32541-3396 |
| Document Number | 0036692517 |
| Book / Page | 3669 / 2517 |
| Map Reference | MB 2672 PG 3597 |
| Instrument Date | Apr 05, 2023 |
| Instrument | 3616145 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2023 |
| Title Company | WAYPOINT TITLE, WAYPOINT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,995.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1009 DACIAN AVE, DURHAM, NC 27701-1709 |
| Name | Verified Name |
|---|---|
| Address | 7229 W HIGGINS AVE UNIT 603, 603, CHICAGO, IL 60656-1864 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,208.00 (+20.07%) | $210,000 (+2.44%) Building $210,000 | $210,000 (+2.44%) Building $210,000 |
| 2023 | $1,839.00 (+13.38%) | $205,000 (+17.82%) Building $205,000 | $205,000 (+17.82%) Building $205,000 |
| 2022 | $1,622.00 | $174,000 Building $174,000 | $174,000 Building $174,000 |
4100 Dancing Cloud Ct, Unit 278 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 2nd in Florida |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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