4100 Commonwealth Ave, Toledo, OH 43612 Property Records

Lucas County property record for 4100 Commonwealth Ave, Toledo, OH 43612

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,480 sqft · built 1924
Lot Size	0.108 acres (4,700 sqft)
Owner	Individual Name on File
Last Sale	$96,000 (Oct 2022)
Tax Bill	$1,684 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-18737`

Property Details

APN / Parcel Number

Primary APN	`03-18737`
Alternative APN	`03090033`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
Gross Area	3,141 sqft
1st Floor Area	1,000 sqft
Attic	Attic
Attic Area	960 sqft
Basement Area	992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Metal
Construction Type	Frame
Lot Area	4,700 sqft (0.108 acres)
Lot Dimensions	117 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	189 sqft
Porch	Enclosed Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4100 COMMONWEALTH AVE
City	TOLEDO
State	OH
Zip	43612-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RD6
Legal Description	COMMONWEALTH ADDN LOT 10 W 117 FT
Legal Subdivision	COMMONWEALTH ADDN
Legal Tract	2
Legal Lot Number	10
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	3
Census Block	3005
Census Tract	201

Owner

4100 Commonwealth Ave is owned and occupied by an individual who bought it in October 2022.

Source: Lucas County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	4100 COMMONWEALTH AVE, TOLEDO, OH 43612-1543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Oct 17, 2022	Warranty Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Dec 14, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022 · Amount on File
Deed Sale	Oct 17, 2022 · Amount on File
Prior Sale	Jul 7, 2006 · Amount on File
Deed Document Number	202245148
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Recording Date	Jun 9, 2026
Property Address	4100 COMMONWEALTH AVE, TOLEDO, OH 43612-1543
Document Number	0000022304
Instrument Date	Jun 3, 2026
Instrument	202622304
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 COMMONWEALTH AVE, TOLEDO, OH 43612-1543

Mortgage

Document Number	0000022304,
Date	Jun 9, 2026
Instrument	202622304

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 29, 2036

Interest

Rate	6.37%
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Oct 17, 2022
Property Address	4100 COMMONWEALTH AVE, TOLEDO, OH 43612-1543
Document Number	0000045148
Map Reference	VOL 26 PG 33
Instrument Date	Oct 10, 2022
Instrument	202210170045148
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 COMMONWEALTH AVE, TOLEDO, OH 43612-1543

Mortgage

Document Number	0000045149
Date	Oct 17, 2022
Instrument	202210170045149

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2037

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	4100 COMMONWEALTH AVE, TOLEDO, OH 43612-1543
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	LIBERTY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057126
Date	Dec 14, 2020
Instrument	202012140057126

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,610 (-) Land $9,345 Building $20,265	$84,600 (-) Land $26,700 Building $57,900
2024	$1,684.00 (-3.72%)	$29,610 (+7.77%) Land $9,345 Building $20,265	$84,600 Land $26,700 Building $57,900
2023	$1,749.00 (-0.34%)	$27,475 (-) Land $6,545 Building $20,930
2022	$1,755.00 Homeowner's exemption	$27,475 Land $6,545 Building $20,930
2021			$78,500 Land $18,700 Building $59,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4100 Commonwealth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4100 Commonwealth Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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