4100 Cherryton Dr, Chattanooga, TN 37411 Property Records

Hamilton County property record for 4100 Cherryton Dr, Chattanooga, TN 37411

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,762 sqft · built 1934
Lot Size0.447 acres (19,500 sqft)
OwnerIndividual Name on File
Last Sale$232,000 (Dec 2020)
Tax Bill$1,218 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Dec 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN157G C 001

Property Details

APN / Parcel Number

Primary APN157G C 001
Alternative APN
  • 0000095953

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,762 sqft Living Area

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 1972
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area19,500 sqft (0.447 acres)
Lot Dimensions130 ft deep x 150 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000095953
Street Address4100 CHERRYTON DR
CityCHATTANOOGA
StateTN
Zip37411-3712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 1 BLK 5 GILLESPIE TERR PB 11 PG 22
Legal SubdivisionGILLESPIE TERRACE
Legal Block5
Legal Lot Number1
JurisdictionHAMILTON TN
Township / Civil Division5
Census Block Group1
Census Block1014
Census Tract2900

Owner

4100 Cherryton Dr is owned and occupied by an individual who bought it in December 2020.

Source: Hamilton County records, as of April 6, 2026

Owner of RecordIndividual Name on File
Mailing Address4100 CHERRYTON DR, CHATTANOOGA, TN 37411-3712
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Deed of Trust, Mortgage · Line of Credit
TENNESSEE VALLEY FCU
Dec 15, 2020Warranty Deed, Transfer · Conventional with PMI
MOVEMENT MTG
Apr 15, 2019Deed of Trust, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2020 · Amount on File
Deed SaleDec 15, 2020 · Amount on File
Prior SaleSep 14, 2015 · Amount on File
Deed Document Number2020145
Deed Book / Page12275 / 616
Prior Transfer DateJan 8, 2016
Prior Transfer Doc0000000163
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4100 CHERRYTON DR, CHATTANOOGA, TN 37411-3712
Transaction TypeMortgage
Record UpdatedApr 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000096
DateMar 24, 2026
Book Page14237/74
Instrument2026032400096
Lender
NameTENNESSEE VALLEY FCU
TypeCredit Union
AddressCHATTANOOGA, TN 37402
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMar 25, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateDec 15, 2020
Property Address4100 CHERRYTON DR, CHATTANOOGA, TN 37411-3712
Document Number1215000145
Book / Page012275 / 000616
Instrument DateDec 14, 2020
Instrument201215000145
Transaction TypeTransfer
Record UpdatedJan 13, 2021
Title CompanyCUMBERLAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$858.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4100 CHERRYTON DR CHATTANOOGA TN 374113712, CHATTANOOGA, TN 37411-3712

Mortgage

Document Number1215000147
DateDec 15, 2020
Book Page012275/000621
Instrument201215000147
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 14, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4100 CHERRYTON DR, CHATTANOOGA, TN 37411-3712
Document Number0425000019
Instrument DateApr 15, 2019
Transaction TypeMortgage
Record UpdatedMay 8, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4100 CHERRYTON DR CHATTANOOGA TN 374113712, CHATTANOOGA, TN 37411-3712

Mortgage

Document Number0425000019
DateApr 25, 2019
Book Page011622/000630
Instrument190425000019
Lender
NameSUNTRUST BK
TypeBank
AddressNASHVILLE, TN 37219
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 24, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4100 Cherryton Dr was $1,218, down 2.9% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,218.00 (-2.95%)$80,400 (+43.32%)$321,600 (+43.32%) Land $51,800 Building $269,800
2024$1,255.00$56,100 (-)$224,400 (-) Land $28,800 Building $195,600
2023$1,255.00$56,100 (-)$224,400 (-) Land $28,800 Building $195,600
2022$1,255.00$56,100$224,400 Land $28,800 Building $195,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4100 Cherryton Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimApr 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4100 Cherryton Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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