Bonner County property record for 4100 Cavanaugh Bay Rd, Coolin, ID 83821
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 600 sqft · built 1938 |
| Lot Size | 0.216 acres (9,409 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Sep 2014) |
| Tax Bill | $810 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | RP00045000015AA |
| Primary APN | RP00045000015AA |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 600 sqft Finished Area |
| 1st Floor Area | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 9,409 sqft (0.216 acres) |
| Garage Type | Built-in |
| Pole Barn | 72 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 4100 CAVANAUGH BAY RD |
|---|---|
| City | COOLIN |
| State | ID |
| Zip | 83821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | Rec |
| Legal Description | 26-60N-4W CAVANAUGH BAY HOMES LOT 15 & SE2 OF LOT 16 |
| Legal Range | 04W |
| Legal Township | 60N |
| Legal Section | 26 |
| Legal Subdivision | CAVANAUGH BAY HOMES |
| Legal Lot Number | 15-16 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | PRIEST RIVER |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 950600 |
4100 Cavanaugh Bay Rd is owned by an individual who acquired it in March 2017.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 601 W MAIN AVE, 1212, SPOKANE, WA 99201-0635 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHER CU |
| Apr 18, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2014 · Amount on File |
| Deed Sale | Sep 30, 2014 · Amount on File |
| Deed Document Number | 2014864804 |
| Last Transfer Date | Mar 31, 2017 |
| Transfer Doc | 0000904085 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 4100 CAVANAUGH BAY RD, COOLIN, ID 83821 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Title Company | ALLIANCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000984499 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 984499 |
| Name | SPOKANE TEACHER CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Apr 18, 2017 |
| Property Address | 4100 CAVANAUGH BAY RD, COOLIN, ID 83821 |
| Document Number | 0000904085 |
| Map Reference | MB 2 PG 70 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 904085 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1500 HIGHWAY 2, 1500, SANDPOINT, ID 83864-1794 |
| Name | Verified Name |
|---|---|
| Address | 601 W MAIN AVE STE 1212, 1212, SPOKANE, WA 99201-0635 |
The 2026 property tax bill for 4100 Cavanaugh Bay Rd was $810.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | West Bonner County School District 83 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $810.00 | $190,064 (-1.77%) Land $135,994 Building $54,070 | $190,064 (-1.77%) Land $135,994 Building $54,070 |
| 2025 | $810.00 | $193,494 Land $135,994 Building $57,500 | $193,494 Land $135,994 Building $57,500 |
| 2023 | $725.00 | $179,002 Land $135,994 Building $43,008 | $179,002 Land $135,994 Building $43,008 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4100 Cavanaugh Bay Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4100 Cavanaugh Bay Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 97.6% of Idaho |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PRIEST RIVER serves 2,173 people · EPA ID ID1090107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2022 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wired or Wireless Fixed Wireless | 30 / 10 |
May also be available: Verizon.
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