4100 Cambridge Ave, Lorain, OH 44053 Property Records

Lorain County property record for 4100 Cambridge Ave, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,380 sqft · built 1968
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Mar 2024)
Tax Bill	$1,701 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-008-101-007`

Property Details

APN / Parcel Number

Primary APN	`02-02-008-101-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,000 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	143 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4100 CAMBRIDGE AVE
City	LORAIN
State	OH
Zip	44053-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKYLINE PK #1 65.45 X 145
Legal Subdivision	SKYLINE PARK SUBDIVISION #1 REVISED
Legal Tract	2
Legal Block	101
Legal Lot Number	19
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1001
Census Tract	97202

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4100 CAMBRIDGE AVE, LORAIN, OH 44053-2332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Warranty Deed, Transfer · FHA Mortgage NORTHERN MORTGAGE SERVICES LLC
Aug 15, 2022	Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC
May 29, 2020	Loan Modification, Mortgage · FHA Mortgage RUSHMORE LN MGMT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2024 · Amount on Record
Deed Sale	Mar 26, 2024 · Amount on Record
Prior Sale	Sep 23, 2016 · Amount on Record
Deed Document Number	2024001365
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 26, 2024
Property Address	4100 CAMBRIDGE AVE, LORAIN, OH 44053-2332
Document Number	0000007925
Map Reference	VOL 23 PG 100
Instrument Date	Mar 14, 2024
Instrument	2024-0007925
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 CAMBRIDGE AVE, LORAIN, OH 44053-2332

Mortgage

Document Number	0000007926
Date	Mar 26, 2024
Instrument	2024-0007926

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4100 CAMBRIDGE AVE, LORAIN, OH 44053-2332
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FAMS DTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 CAMBRIDGE AVE, LORAIN, OH 44053-2332

Mortgage

Document Number	0000887255
Date	Aug 15, 2022
Instrument	2022-0887255

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jul 1, 2050

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	4100 CAMBRIDGE AVE, LORAIN, OH 44053-2332
Document Number	0000768522
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 CAMBRIDGE AVE LORAIN OH 440532332, LORAIN, OH 44053-2332

Mortgage

Document Number	0000768522
Date	Jul 10, 2020
Instrument	768522

Lender

Name	RUSHMORE LN MGMT SVCS
Type	Funding / Finance Company
Address	FARMERS BRANCH, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,701.00	$44,510 (+0.02%) Land $12,850 Building $31,660	$127,150 (-) Land $36,700 Building $90,450
2024	$1,701.00 (-4.55%)	$44,503 (+28.62%) Land $12,845 Building $31,658	$127,150 (+28.62%) Land $36,700 Building $90,450
2023	$1,782.00 (+0.91%)	$34,601 (-0.03%) Land $10,136 Building $24,465	$98,860 (-) Land $28,960 Building $69,900
2022	$1,766.00	$34,610 Land $10,140 Building $24,470
2021			$98,860 Land $28,960 Building $69,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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