4100 Bernard St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 4100 Bernard St, Chesapeake, VA 23324

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,086 sqft · built 1942
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Jun 2023)
Tax Bill	$2,124 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2019 Transfer
APN	`1590000001460`

Property Details

APN / Parcel Number

Primary APN	`1590000001460`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,086 sqft Living Area
1st Floor Area	1,086 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4100 BERNARD ST
City	CHESAPEAKE
State	VA
Zip	23324-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8S: RESID
Legal Description	69 PORTLOCK TERRACE
Legal Subdivision	PORTLOCK TERRACE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	4
Census Block	4007
Census Tract	20600

Owner

Source: Chesapeake City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4100 BERNARD ST, CHESAPEAKE, VA 23324-1410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORPORATION
May 23, 2019	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2023 · Amount on Record
Deed Sale	Jun 8, 2023 · Amount on Record
Deed Document Number	202311853
Deed Book / Page	10668 / 1310
Prior Transfer Date	May 17, 2019
Prior Transfer Doc	10014/1800
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 8, 2023
Property Address	4100 BERNARD ST, CHESAPEAKE, VA 23324-1410
Document Number	10668/1310
Book / Page	10668 / 1310
Instrument Date	Jun 2, 2023
Instrument	230011853
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 BERNARD ST, CHESAPEAKE, VA 23324-1410

Mortgage

Document Number	0230011854
Date	Jun 8, 2023
Instrument	230011854

Lender

Name	HOMESPIRE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2019: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 23, 2019
Property Address	4100 BERNARD ST, CHESAPEAKE, VA 23324-1410
Document Number	10014/1800
Book / Page	10014 / 1800
Instrument Date	May 17, 2019
Instrument	190012324
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2616 BAINBRIDGE BLVD, CHESAPEAKE, VA 23324-1824

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,100 (+5.61%) Land $120,000 Building $102,100	$222,100 (+5.61%) Land $120,000 Building $102,100
2025	$2,124.00 (+5.57%)	$210,300 (+14.42%) Land $115,000 Building $95,300	$210,300 (+14.42%) Land $115,000 Building $95,300
2024	$2,012.00 (+44.02%)
2023		$183,800 (+14.37%) Land $95,000 Building $88,800	$183,800 (+14.37%) Land $95,000 Building $88,800
2022		$160,700 Land $85,000 Building $75,700	$160,700 Land $85,000 Building $75,700
2019	$1,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Nov 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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