4100 Berkshire Loop, Lakeland, FL 33813 Property Records

Polk County property record for 4100 Berkshire Loop, Lakeland, FL 33813

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,601 sqft · built 2011
Lot Size	0.198 acres (8,616 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,810 (Jan 2012)
Tax Bill	$1,272 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-29-23-288035-000190`

Property Details

APN / Parcel Number

Primary APN	`24-29-23-288035-000190`
Alternative APNs	`232924288035000190` `32924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,601 sqft Living Area
Gross Area	2,001 sqft
1st Floor Area	1,601 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	8,616 sqft (0.198 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Screened/Unfinished Porch
Porch Area	128 sqft

Location & Zoning

Street Address	4100 BERKSHIRE LOOP
City	LAKELAND
State	FL
Zip	33813-4465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHCHASE PB 138 PGS 41-43 LOT 19
Legal Range	24E
Legal Township	29S
Legal Section	23
Legal Subdivision	SOUTHCHASE
Legal Tract	288035
Legal Block	3
Legal Lot Number	19
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3001
Census Tract	14804

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4100 BERKSHIRE LOOP, LAKELAND, FL 33813-4465
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2012 · Amount on Record
Deed Sale	Jan 3, 2012 · Amount on Record
Deed Document Number	2012615
Deed Book / Page	8550 / 1512
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4100 BERKSHIRE LOOP, LAKELAND, FL 33813-4465
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 BERKSHIRE LOOP, LAKELAND, FL 33813-4465

Mortgage

Document Number	0000240657
Date	Sep 15, 2021
Book Page	11892/2290
Instrument	2021240657

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,376 (+2.7%)	$259,332 (-4.21%) Land $54,000 Building $205,332
2025	$1,272.00 (-23.79%) Homeowner's exemption	$138,633 (+5.99%)	$270,724 (+4.04%) Land $54,000 Building $216,724
2023	$1,669.00 (+3.99%) Homeowner's exemption	$130,802 (+3%)	$260,220 (+1.5%) Land $52,000 Building $208,220
2022	$1,605.00 Homeowner's exemption	$126,992	$256,386 Land $50,000 Building $206,386

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	7 (2002–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20