Cleveland County property record for 4100 48th Ave NW, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,900 sqft · built 1940 |
| Lot Size | 23.5 acres (1,024,967 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Jul 2012) |
| Tax Bill | $854 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | SD29 9 3W 9007 |
| Primary APN | SD29 9 3W 9007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,900 sqft Living Area |
| Gross Area | 2,848 sqft |
| 1st Floor Area | 1,252 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Logs |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,024,967 sqft (23.5 acres) |
| View / Lot | Business Cluster |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 320 sqft |
| Shed | 1 Shed |
| Lean-To | Lean-To |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 68580 |
|---|---|
| Street Address | 4100 48TH AVE NW |
| City | NORMAN |
| State | OK |
| Zip | 73072-1703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9-9-3W 23.53 AC N440` N/2 N/2 SE/4 LESS BEG S250` NE/C S190` W672.29` N16D W211.99` N296.27` S15` E436.84` POB |
| Legal Range | 03W |
| Legal Township | 09 |
| Legal Section | 09 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 201513 |
4100 48th Ave NW is owned and occupied by two individuals who bought it in July 2012.
Source: Cleveland County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4100 48TH AVE NW, NORMAN, OK 73072-1703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · Non-Conforming Investor Loan FIRST UNITED BANK & TRUST CO |
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CLEARING CORPORATION |
| May 4, 2018 | Deed of Trust, Mortgage FIRST UNITED BK |
| May 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2012 · Amount on File |
| Deed Sale | Jul 19, 2012 · Amount on File |
| Deed Document Number | 201227405 |
| Deed Book / Page | 5030 / 259 |
| Prior Transfer Date | Feb 26, 2006 |
| Prior Transfer Doc | 0000008469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 4100 48TH AVE NW, NORMAN, OK 73072-1703 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4100 48TH AVE NW, NORMAN, OK 73072-1703 |
| Document Number | 00R2026881 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | 6907/1409 |
| Instrument | R 2026 881 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 4100 48TH AVE NW, NORMAN, OK 73072-1703 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | R202134747 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 6294/691 |
| Instrument | R 2021 34747 |
| Name | MORTGAGE CLEARING CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | TULSA, OK 74105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 4100 48TH AVE NW, NORMAN, OK 73072-1703 |
| Document Number | 0000016244 |
| Instrument Date | May 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4100 48TH AVE NW NORMAN OK 730721703, NORMAN, OK 73072-1703 |
| Document Number | 0000016244 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 005805/000141 |
| Instrument | 16244 |
| Name | FIRST UNITED BK |
|---|---|
| Type | Bank |
| Address | PURCELL, OK 73080 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 28, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 4100 48TH AVE NW, NORMAN, OK 73072-1703 |
| Document Number | 0000036520 |
| Instrument Date | May 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4100 48TH AVE NW NORMAN OK 730721703, NORMAN, OK 73072-1703 |
| Document Number | 0000036520 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 005990/000386 |
| Instrument | 36520 |
| Name | FIRST UNITED BK |
|---|---|
| Type | Bank |
| Address | PURCELL, OK 73080 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 12, 2034 |
The 2025 property tax bill for 4100 48th Ave NW was $854 with a homeowner's exemption.
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $854.00 Homeowner's exemption | $8,785 Land $740 Building $8,045 | $207,195 Land $17,452 Building $189,743 |
| 2023 | $783.00 Homeowner's exemption | $8,281 Land $792 Building $7,489 | $182,339 Land $17,452 Building $164,887 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4100 48th Ave NW in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2021–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4100 48th Ave NW is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · lower than 64% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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